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Do you make any of these 7 credit mistakes?

Posted on February 9, 2013
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Credit-tips

With holiday shopping behind you and the new year ahead, now's a good time to review your credit card use and credit rating to see if you need to rebuild your credit.

If you have questions, the Union Plus Credit Clinic is an online resource for getting answers.   

To become a smarter consumer of credit and learn how to avoid costly mistakes, take this 7-question quiz.  The answers may surprise you.

Remember, a strong credit score can get you the best deals on credit cards, a mortgage, even insurance. But if you don't have any credit, how do you get started? Or if your credit is damaged, how do you get back on track? Learn the ins and outs of credit scores and reports here.
 

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Help if you don’t know your union

Your union membership dictates which Union Plus benefits you are eligible to use.

  1. What your national union’s name (not just your local number)? Scroll through the list we have to see if you recognize your union.
  2. What type of work do you do (select your occupation)?
  3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
  4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
  5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.

Union Plus Credit Card

Union members are automatically eligible for their union's Union Plus benefits and you do not need to be a Union Plus Credit Cardholder in order to access your union's Union Plus benefits.

But - if you are a Union Plus Credit Cardholder, you could be eligible for additional discounts.