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AFSCME local president says, “I’m telling everybody about Union Plus Assistance!"

Posted on December 2, 2013
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Denise Imundo of Spotswood, N.J., is the president of American Federation of State, County and Municipal Employees (AFSCME) Local 3460. She shares a last name, two great kids and an AFSCME Advantage Credit Card with her husband, John.

So when John went four months without work after having surgery on his neck, and their finances were getting tight, she called on Union Plus Assistance* to help get them through.

Imundo is a psychiatric social worker at Raritan Bay Mental Health Center, and a 15-year AFSCME member. Most of the time, she’s the one helping others to get through a tough time. But this time it was her family that needed some help.

“John was eligible to receive disability payments but they came to less than a third of his salary,” Imundo says. “We’re a working family with a mortgage, cars, two kids, bills and credit cards. Missing out on most of his pay was creating a real hardship.”

Fortunately, one of their credit cards is the AFSCME Advantage Credit Card: the one they carry that offers special assistance programs for eligible cardholders. Although John isn’t a union member, he’s an authorized user of the card. That, along with meeting the other qualifying criteria, made the Imundos eligible to apply for a Union Plus Assistance Disability Grant.

Union Plus Assistance provides a range of programs to help eligible AFSCME Advantage cardholders and other union cardholders who are facing hardship. Disability Grants of $1,600 to $2,700 are available to Union Plus Credit Card holders who have had the card for three months or more and who meet the eligibility requirements.

“I always read my emails from AFSCME and Union Plus,” Imundo says. “I must have been looking at them one day, and Disability Grants sure caught my eye. It sounded like exactly what John and I were going through.”

After pulling together the required documentation, Imundo says, “The application process was really fast and easy. Plus, everyone at Union Plus was so helpful and nice.”

Getting the Disability Grant was a huge relief, especially with Christmas so close by. “You know, everyone talks about the financial strain of disability, and that’s bad enough,” Denise says. “But there is also a lot of emotional stress when you don’t know where all the money is going to be coming from. Thankfully, Union Plus was there to help us. It’s given us a happier holiday season.”

Now, Imundo is making sure everyone in AFSCME Local 3460 knows about the disability grants. “I tell them to get the AFSCME Advantage / Union Plus Credit Card, and make sure both your names are on it,” she says. “You just never know what can happen.”

Do you carry a Union Plus Credit Card? They feature Disability Grants, Job Loss Assistance and Hospital Grants for eligible cardholders plus a competitive rate and all customer service calls are answered in the U.S. You can learn more by visiting UnionPlus.org/CreditCard.

Also available to eligible AFSCME & other union members is the Union Plus Mortgage program, which provides a range of assistance programs, including interest-free loans and grants to help you make mortgage payments when you're disabled, or become unemployed. Over the life of the Union Plus mortgage assistance program, more than $10.1 million in assistance has been provided to union members.

At AFSCME.org/Advantage or UnionPlus.org/CreditCard you can learn more about these programs, as well as all the Union Plus benefits and services that are available to union members and retirees. These include discounts on AT&T wireless, legal services, credit counseling, health savings programs and more.

*Certain restrictions, limitations, and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.
Credit approval required. Terms & Conditions apply. Union Plus Credit Cards issued by Capital One, N.A.

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