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Union Plus Student Debt Eraser

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Apply for a Student Debt Eraser Grant

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  • Helping union members with high student loan debt.
  • With student loan debt now surpassing $1 trillion - Union Plus is now offering $500 grants to assist union members with the high cost of their student loans.
  • Union Plus customers can now apply for a grant of $500 to help pay off their student loans.

Apply Now!  Grants are only available for as long as funds last.

Helping union members with student loan debt


Eligibility Requirements:

  • Current or retired members of unions that offer Union Plus benefits.
  • Union Plus Credit Card holder, Union Plus Mortgage holder or Union Plus Life or AD&D Insurance policy holder - for at least 6 months (account must be in good standing). Note: for AD&D Insurance, you must be a paid policy holder, no-cost AD&D policy holders are not eligible.
  • 40 years of age or younger, at the time of application.
  • At least $10,000 in outstanding federal or private student loan debt.  Must be applicant's own debt from their own schooling (not co-signed debt for another person's schooling).
  • Graduate of a U.S., accredited college or university with a degree.

Required items:

  • Union membership information - national union name, local union number or name.
  • Student loan information - details of your current outstanding student loans - copies of student loan statements with:  dollar balance amount, name and address of financial institution, student loan account number.
  • College information - school, graduation and degree details.
  • Essay of about 350 words answering the question:  Tell us how this award will help you? (See full details in online application).

For complete details see the Student Debt Eraser Grant application.

Evaluation criteria:

If you meet the requirements you'll receive a grant - but grants are only available for as long as funds last.

**Student Debt Eraser Grants are only available for as long as funds last.**


 Grant payment details:

  • Grants are paid directly to the student loan financial institution.
  • Grant application processing takes approximately 8 - 10 weeks.
  • After processing applicants are notified by mail.
  • If approved, grants can take up to 2 months to be credited to the student loan account.
  • Lifetime limit: one $500 grant.

Member Comments

On 08/13/14 anonymous said:

This is age discrimination!! I started my formal education process later in life, achieving my Master's Degree in 2008 at the age of fifty-nine. I now have over forty-thousand dollars in student loan debt. But, I don't qualify for the Debt Eraser Credit because I'm not forty-years old or younger. Not fair!!

Explore Union Plus

Help if you don’t know your union

Your union membership dictates which Union Plus benefits you are eligible to use.

  1. What your national union’s name (not just your local number)? Scroll through the list we have to see if you recognize your union.
  2. What type of work do you do (select your occupation)?
  3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
  4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
  5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.

Union Plus Credit Card

Union members are automatically eligible for their union's Union Plus benefits and you do not need to be a Union Plus Credit Cardholder in order to access your union's Union Plus benefits.

But - if you are a Union Plus Credit Cardholder, you could be eligible for additional discounts.