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Union Plus Benefits Eligibility

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Current and retired union members can use the Union Plus benefits right now. Find out below how many people in your family are also eligible to share in the money-saving benefits of your union membership.

Most Union Plus benefits are available throughout the United States. However, the availability of some varies in the 50 states as well as in Canada, Guam, Puerto Rico and the U.S. Virgin Islands. Check on the geographic availability of the benefit(s) in which you're interested below.

 

Union Plus Programs — Eligibility for All Programs

 

Program: Children Spouse Domestic Partner Parent Widow/Widower Other family (aunts/uncles/
grandparents, etc.)
AD&D Insurance Family coverage option with member's policy. Dependent children can get 5% of member's death benefit. Family coverage option with member's policy. Spouses 18 to 69 can get 50% of member's death benefit. Family coverage option with member's policy. Domestic Partners 18 to 69 can get 50% of member's death benefit. No No No
AT&T Wireless No, but may be part of union member's family plan. No, but may be part of union member's family plan. No, but may be part of union member's family plan. No, but may be part of union member's family plan. If on an account initiated by member, may take over the account. No, but may be part of union member's family plan.
Auto Insurance Yes, but only by addition to member's policy or with member as co-applicant. Yes, with member as co-applicant. Yes, with member as co-applicant. No No No
Auto Buying Yes Yes Yes Yes Yes Yes
Car Rental Yes, if in household. Yes Yes Yes, if in household. Yes Yes, if in household.
Checks Yes, if in household. Yes Yes No Yes No
Clothing Discounts Yes Yes Yes Yes Yes Yes
Consumer
Reports.org		 Yes Yes Yes Yes Yes Yes
Credit Card Yes, children 18 or older Yes Yes Joint account with member or authorized user on member's account. Widows of deceased cardholders who want to take over an existing account must call customer service for a simple form to complete. If approved, widows may assume account responsibility. Approval and credit lines are based upon the surviving spouses credit history. Joint account with member or authorized user on member's account.
Credit Counseling Yes Yes Yes Yes Yes Yes
Dell Computers Yes Yes Yes Yes Yes Yes
Entertainment Yes Yes Yes Yes Yes Yes
Flowers Yes Yes Yes No Yes No
Goodyear Tire & Service Yes Yes Yes No Yes No
Health Clubs No No No No No No
Health Savings Yes Yes Yes Yes, if in household. Yes Yes, if in household.
Heating Oil Yes Yes Yes Yes Yes Yes
Legal Yes, must be dependent. Yes Yes No Yes No
Life Insurance No Yes Yes No No No
MyFico Credit Scores/Tools Yes Yes Yes Yes Yes Yes
Mortgage Yes Yes, with member as co-applicant. Yes, with member as co-applicant. Yes No No
Motor Club Yes, but only by addition to member's policy or with member as co-applicant. Yes, with member as co-applicant. Yes, with member as co-applicant. Yes, if in household and with member as co-applicant. Yes Yes, if in household and with member as co-applicant.
Moving Yes Yes Yes No Yes No
Norwegian Cruise Lines Yes, but only if traveling with member. Yes, but only if traveling with member. Yes, but only if traveling with member. Yes, but only if traveling with member. Yes, but only if traveling with member. Yes, but only if traveling with member.
Pet Insurance Yes Yes Yes Yes Yes Yes
Pet Savings Yes Yes Yes Yes Yes Yes
Powell's Bookstore Yes Yes Yes Yes Yes Yes
Scholarship Yes Yes No No Yes No
Tax Service Yes Yes Yes Yes Yes Yes
Travel Center Yes Yes Yes Yes Yes Yes

 

Union Plus Programs — Availability Outside the U.S.

Find out which Union Plus programs your union offers by selecting your union in the top right..

Program: Guam Puerto Rico US Virgin Islands Canada
AD&D Insurance No No No No
AT&T Wireless No Yes Yes No
Auto Insurance No No No No1
Auto Buying No No No No
Car Rental No No No Yes
Checks Yes Yes Yes No
Clothing Discounts Yes8 Yes8 Yes8 Yes8
Consumer
Reports.org		 Yes Yes Yes Yes
Credit Card Yes Yes Yes No
Credit Counseling No No No No
Dell Computers No No No No
Entertainment Yes7 Yes7 Yes7 Yes7
Flowers Yes Yes Yes Yes
Goodyear Tire & Service No No No No
Health Clubs No Yes No No
Health Savings No Yes3 Yes3 No
Heating Oil No No No No
Legal No4 Yes No4 No
Life Insurance No No No No
MyFico Credit Scores/Tools No No No No
Mortgage No No No No
Motor Club No No No No
Moving No No No No
Pet Insurance No No No Yes6
Pet Savings No No No No
Scholarship Yes Yes Yes Yes2
Tax Service Yes9 Yes9 Yes9 No
Travel Center Yes7 Yes7 Yes7 Yes7

1 Not available in these areas at this time, but working on regulatory approval.

2 Available to Canadian members if attending a U.S. school.

3 Free or Standard program available only (since there are no dental providers). Note that in USVI there are only 2 participating retail pharmacies and no participating providers for other program benefits (vision, hearing and foot & ankle care).

4 The program can be offered in these areas, but currently there are no participating attorneys. Forward attorney recommendations to Union Privilege.

6 Not available in the province of Quebec.

7 Program is available to members living in these areas.  Entertainment:  theme parks/events in select areas in U.S., check the website. Travel: cruises/vacation packages/tours originate only in certain U.S. gateway cities.

8 Must pay any additional shipping costs.

9 Federal returns only.

 

 

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Most AFL-CIO and Change-to-Win unions participate in most Union Plus benefits, but some international unions elect not to offer all the programs. So in order to access all of the programs your union participates in, select your union from the drop down menu.

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    3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
    4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
    5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.
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