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Physician and Hospital Discounts Program

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Union Plus Health Savings Physician & Hospital Discounts program

The Union Plus Physician & Hospital Discounts Program difference:

  • Lowest access fee: Union Plus Physician and Hopsital Discounts Program includes entire household for same fee. Most others charge extra for spouse & dependents.
  • Large provider networks
  • Program provider, Careington International, has exemplary reputation
  • Low-cost group plans for local unions
  • Personal Health Advocate to help you navigate the healthcare system

Start saving on your out-of-pocket health costs

Phone: Call 1-877-570-4845 (M-F, 9:30 am - 6:30 pm ET) and start with a risk free 45-day trial period.

Before you make the call, please have the birthdates of any family members you plan to sign-up.

Online: Complete the online membership form to join the Union Plus Health Savings Physician & Hospital Discounts Program.

Check participating providers in your area here.

If you've used this benefit, would you recommend it?

Health Savings Physician & Hospital Discounts Program - $179.95 per year (OR) $17.95 per month


The Physician & Hospital Discounts program can help union members offset the high cost of healthcare by reducing out-of-pocket medical costs.

In addition to discounts on prescriptions, dental care and vision care, the Physician & Hospital Discounts program adds discounts with a large network of participating doctors, ancillary providers (labs, X-rays, MRIs and more), and hospitals. (See details below.)

The Physician & Hospital Discounts program might be best for union members who have:

  1. No health insurance.
  2. Health insurance coverage with large out of pocket expenses without access to a preferred provider network.
  3. Family household members without access to the member's insurance coverage.
  4. Are temporarily without health insurance-students who can no longer get coverage under their parent's, retirees not yet ready for Medicare (under age 65).
  5. Health insurance coverage, but are looking for discounts for an uncovered or elective procedure.

Which program is right for you?


Call the Union Plus Health Savings provider, Careington at 1-877-570-4845 (M-F, 9:30 am - 6:30 pm ET).

How does it work?

  1. Join one of the following Union Plus Health Savings programs.
  2. After you join a program, you'll receive a Union Plus Health Savings card.
  3. Search for a provider in your area and make an appointment.

    Note:  the Physician & Hospital Discounts program offers a special feature for physician and hospital discounts.  For these discounts, first call a program rep who will pre-certify that a provider is in network and accepting new patients.  The rep will also confirm a provider is aware of how the program works, verify the discount will be honored at time of service, and will even schedule an appointment. 

  4. Show your Union Plus Health Savings card at your doctor's appointment, pharmacy or dentist visit.
  5. Receive instant savings with the Union Plus Health Savings reduced fees. Note that union members are billed at the program's discounted rates and are required to pay participating providers at the time of service.
     
See the tabs below for details. Physician & Hospital Discounts Program
$179.95/year per family
OR
$17.95/month
Prescription Drugs X
Vision Care X
Dental Care X
Doctor & Hospital Care X
Personal Health Advocate X
Medical & Diabetic Supplies X
Foot & Ankle Care X
Hearing Care X
Nurse Hotline X

With more than 5 million customers and growing, the Union Plus program provider, Careington International, was among the first companies to offer discount dental plans and is a founding member of the Consumer Health Alliance (CHA), a trade group that recognizes and promotes fair and ethical business practices within the discount health care industry. CHA members work with regulators to adopt industry standards that establish appropriate levels of consumer protection and program integrity.

Program Features

Example of discounts Typical included services Providers
Prescription Drugs
Save an average of 15% off brand name drugs
40% off generic drugs
Brand name and generic drugs of all types 56,000 pharmacies nationwide including participating Rite Aid and Safeway stores.
Search for participating pharmacies in your area.
Or get even greater savings when you choose to have convenient, money-saving mail-order prescriptions delivered right to your door.
Vision Care
Save 20% to 40% off the retail price of eyewear.
  • Eye exams,
  • frames,
  • glasses,
  • contact lenses,
  • progressive lenses and
  • upgrades such as UV and scratch resistant coatings.
Over 40,000 providers nationwide, including:
  • independent optometrists,
  • opthalmologists,
  • opticians and
  • leading optical retailers.
Search for a participating vision provider in your area.
Medical & Diabetic Supplies
Save 20% to 40% off retail prices on disposable medical supplies

Save 20% to 30% on durable medical supplies
Disposable medical supplies, including diabetic needles, syringes, test strips and more.

Durable diabetic supplies and other durable medical equipment
Established mail-order program

Orders can be made via phone or mail and are conveniently delivered to your door.
Foot and Ankle Care
Save 20% to 50% off the normal charges for foot and ankle care services
  • Treatment for heel pain, bunions,
  • hammertoes,
  • ingrown toenails,
  • diabetes,
  • arch pain,
  • arthritis and
  • other foot and ankle problems
3,500 podiatrists nationwide

Search for a participating foot care provider in your area.
Hearing Care
Save 25% on hearing evaluations and exams.

Save approximately 25% on all hearing aids at any HearPO provider
  • Hearing evaluations and exams
  • hearing tests
  • hearing aids
More than 1,700 locations nationwide.

Search for a participating hearing care provider in your area.
Nurse Hotline
Receive health care advice 24 hours a day, 7 days a week, by calling a toll free number Receive health care advice 24 hours a day, 7 days a week

Access to a large library of pre-recorded health information topics
24-hour assistance from a licensed registered nurse.

Dental Care
Features

Example of discounts Typical included services Providers
Save 20% to 50% off the standard charges on most dental procedures
  • Annual exams,
  • cleanings,
  • fillings, X-rays,
  • root canals,
  • extractions,
  • crowns
  • bridges,
  • and orthodontics (braces).
Over 62,000 participating dental providers

Search for a participating dental care provider in your area.

Doctor and Hospital
Features

Example of discounts Typical included services Providers
Savings averaging 20% to 45% on medical services
  • Network Physicians
  • 66,000 Ancillary Facilities
  • MRI Centers
  • Laboratories
  • Radiology
  • Urgent Care Clinics
  • Acute Care Hospitals
  • Home Health
  • Durable Medical Equipment
  • Chiropractors
  • Physical Therapy
  • Mental Health
Thousands of provider locations nationwide.

Search for a participating location in your area.

Hospital discounts are not available in Maryland and West Virginia.
Savings averaging 20% to 45% at
  • Family Practice
  • Internal Medicine
  • Cardiology
  • Radiology
  • Neurology
  • Oncology
  • Orthopedic
  • OB/GYN
  • Allergy
  • Dermatology
Over 525,000 physicians nationwide

Search for a participating physician in your area.
  Participating physicians in nearly every medical specialty, including:

  • Lab tests,
  • imaging centers (X-rays, MRIs) and more.
Over 1,500,000 doctors, hospitals, labs and other ancillary service providers.

Participating providers are screened by a team of professionals.

They must pass strict credentialing criteria prior to joining the network.

This network is offered through PHCS -- the largest proprietary preferred provider network in the United States.
Personal Health Advocate: Receive assistance in navigating the health care and insurance systems, including clinical and administrative issues.
  • Resolving insurance claims
  • Working with insurance companies
  • Find the best doctors
  • Schedule appointments
  • Unbiased health information
  • Answer questions about test results, treatments and medications
  • Assist in the transfer of medical records
  • Locate and research the newest treatments
  • Assist with finding qualified wellness programs

Personal health advocates are typically a registered nurse, supported by a team of medical directors and administrative experts.

A team of health care professionals is specially trained to handle each case with the utmost confidentiality.

This service is offered through Health Advocate, Inc.

Health
CareTips

Eligibility

This program is for United States residents and not available in Canada and Guam. The Union Plus Health Savings Physician & Hospital Discounts program is not available in Montana and Vermont.

Who is eligible?

  • Dues-paying labor union members of participating unions
  • Retired union members
  • Widows/widowers of union members
  • Spouse, domestic partners, and children may be included
  • Union Plus credit cardholders

Customer
Service

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.

NOTE: If you have questions about the new Medicare Part D prescription drug insurance program (NOT a Union Plus program), you should contact www.medicare.gov or 1-800-MEDICARE (1-800-633-4227).


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