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Physician and Hospital Discounts Program

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Union Plus Health Savings Physician & Hospital Discounts program

The Union Plus Physician & Hospital Discounts Program difference:

This program no longer offered.  Check available health discount programs here.

Start saving on your out-of-pocket health costs

This program no longer offered.  Check available helath discount programs here.


If you've used this benefit, would you recommend it?

Health Savings Physician & Hospital Discounts Program

The Physician & Hospital Discounts program can help union members offset the high cost of healthcare by reducing out-of-pocket medical costs.

In addition to discounts on prescriptions, dental care and vision care, the Physician & Hospital Discounts program adds discounts with a large network of participating doctors, ancillary providers (labs, X-rays, MRIs and more), and hospitals. (See details below.)

The Physician & Hospital Discounts program might be best for union members who have:

  1. No health insurance.
  2. Family household members without access to the member's insurance.
  3. Are temporarily without health insurance-students who can no longer be included under their parent's, retirees not yet ready for Medicare (under age 65).
  4. Health insurance, but are looking for discounts for an elective procedure.

Which program is right for you?

Call the Union Plus Health Savings provider, Careington at 1-877-570-4845 (M-F, 9:30 am - 6:30 pm ET).

How does it work?

  1. Join one of the following Union Plus Health Savings programs.
  2. After you join a program, you'll receive a Union Plus Health Savings card.
  3. Search for a provider in your area and make an appointment.

    Note:  the Physician & Hospital Discounts program offers a special feature for physician and hospital discounts.  For these discounts, first call a program rep who will pre-certify that a provider is in network and accepting new patients.  The rep will also confirm a provider is aware of how the program works, verify the discount will be honored at time of service, and will even schedule an appointment. 

  4. Show your Union Plus Health Savings card at your doctor's appointment, pharmacy or dentist visit.
  5. Receive instant savings with the Union Plus Health Savings reduced fees. Note that union members are billed at the program's discounted rates and are required to pay participating providers at the time of service.
This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at www.UnionPlus.org/HealthSavings. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. This plan is not currently available in Washington. *Medicare statement applies to MD residents when pharmacy discounts are part of program. 

See the tabs below for details. Physician & Hospital Discounts Program
$179.95/year per family
Prescription Drugs X
Vision Care X
Dental Care X
Doctor & Hospital Care X
Personal Health Advocate X
Medical & Diabetic Supplies X
Foot & Ankle Care X
Hearing Care X
Nurse Hotline X

With more than 8 million customers and growing, the Union Plus program provider, Careington International, was among the first companies to offer discount dental plans and is a founding member of the Consumer Health Alliance (CHA), a trade group that recognizes and promotes fair and ethical business practices within the discount health care industry. CHA members work with regulators to adopt industry standards that establish appropriate levels of consumer protection and program integrity.

Program Features

Example of discounts Typical included services Providers
Prescription Drugs
Save an average of 15% off brand name drugs
40% off generic drugs
Brand name and generic drugs of all types 56,000 pharmacies nationwide including participating Rite Aid and Safeway stores.
Search for participating pharmacies in your area.
Or get even greater savings when you choose to have convenient, money-saving mail-order prescriptions delivered right to your door.
Vision Care
Save 20% to 40% off the retail price of eyewear.
  • Eye exams,
  • frames,
  • glasses,
  • contact lenses,
  • progressive lenses and
  • upgrades such as UV and scratch resistant coatings.
Over 40,000 providers nationwide, including:
  • independent optometrists,
  • opthalmologists,
  • opticians and
  • leading optical retailers.
Search for a participating vision provider in your area.
Medical & Diabetic Supplies
Save 20% to 40% off retail prices on disposable medical supplies

Save 20% to 30% on durable medical supplies
Disposable medical supplies, including diabetic needles, syringes, test strips and more.

Durable diabetic supplies and other durable medical equipment
Established mail-order program

Orders can be made via phone or mail and are conveniently delivered to your door.
Foot and Ankle Care
Save 20% to 50% off the normal charges for foot and ankle care services
  • Treatment for heel pain, bunions,
  • hammertoes,
  • ingrown toenails,
  • diabetes,
  • arch pain,
  • arthritis and
  • other foot and ankle problems
3,500 podiatrists nationwide

Search for a participating foot care provider in your area.
Hearing Care
Save on hearing evaluations and exams.

Save 20-25% on all hearing aids at any HearPO provider
  • Hearing evaluations and exams
  • hearing tests
  • hearing aids
More than 2,300 locations nationwide.

Search for a participating hearing care provider in your area.
Nurse Hotline
Receive health care advice 24 hours a day, 7 days a week, by calling a toll free number Receive health care advice 24 hours a day, 7 days a week

Access to a large library of pre-recorded health information topics
24-hour assistance from a licensed registered nurse.

Dental Care

Example of discounts Typical included services Providers
Save 20% to 50% off the standard charges on most dental procedures
  • Annual exams,
  • cleanings,
  • fillings, X-rays,
  • root canals,
  • extractions,
  • crowns
  • bridges,
  • and orthodontics (braces).
Over 62,000 participating dental providers

Search for a participating dental care provider in your area.

Doctor and Hospital

Example of discounts Typical included services Providers
Savings averaging 20% to 45% on medical services
  • Network Physicians
  • 66,000 Ancillary Facilities
  • MRI Centers
  • Laboratories
  • Radiology
  • Urgent Care Clinics
  • Acute Care Hospitals
  • Home Health
  • Durable Medical Equipment
  • Chiropractors
  • Physical Therapy
  • Mental Health
Thousands of provider locations nationwide.

Search for a participating location in your area.

Hospital discounts are not available in Maryland and West Virginia.
Savings averaging 20% to 45% at
  • Family Practice
  • Internal Medicine
  • Cardiology
  • Radiology
  • Neurology
  • Oncology
  • Orthopedic
  • OB/GYN
  • Allergy
  • Dermatology
Over 525,000 physicians nationwide

Search for a participating physician in your area.
  Participating physicians in nearly every medical specialty, including:

  • Lab tests,
  • imaging centers (X-rays, MRIs) and more.
Over 1,500,000 doctors, hospitals, labs and other ancillary service providers.

Participating providers are screened by a team of professionals.

They must pass strict credentialing criteria prior to joining the network.

This network is offered through PHCS -- the largest proprietary preferred provider network in the United States.
Personal Health Advocate: Receive assistance in navigating the health care and insurance systems, including clinical and administrative issues.
  • Resolving insurance claims
  • Working with insurance companies
  • Find the best doctors
  • Schedule appointments
  • Unbiased health information
  • Answer questions about test results, treatments and medications
  • Assist in the transfer of medical records
  • Locate and research the newest treatments
  • Assist with finding qualified wellness programs

Personal health advocates are typically a registered nurse, supported by a team of medical directors and administrative experts.

A team of health care professionals is specially trained to handle each case with the utmost confidentiality.

This service is offered through Health Advocate, Inc.



This program is for United States residents and not available in Canada and Guam. The Union Plus Health Savings Physician & Hospital Discounts program is not available in Montana and Vermont.

Who is eligible?

  • Dues-paying labor union members of participating unions
  • Retired union members
  • Widows/widowers of union members
  • Spouse, domestic partners, and children may be included
  • Union Plus credit cardholders


  • Interested in Union Plus Health Savings Physician & Hospital Discounts program, but not yet a member of the program? Find participating physicians, hospitals, dentists, vision care providers and pharmacies in your area here.
  • If you already are a member of Union Plus Health Savings, please search for providers in your area here.
  • Read Union Plus Health Savings program FAQs.
  • Customer service questions? Call Careington International at 1-877-570-4845 (M-F, 9:30 am - 6:30 pm ET).

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.

NOTE: If you have questions about the new Medicare Part D prescription drug insurance program (NOT a Union Plus program), you should contact www.medicare.gov or 1-800-MEDICARE (1-800-633-4227).

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