Union Plus

Union Plus is brought to you by Union Privilege, established by the AFL-CIO to provide consumer benefits to members and retirees of participating labor unions. Learn More
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Union Plus
Union Members & Families: Get Special Deals Now!
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Mortgages for Union Families

Learn more about the unique benefits available to union members,
their parents and children.

Phone CALL (866) 802-7307 M-F 7am - 9pm CT, Sat 8am - 4:30pm CT

Computer Request a consultation
As part of your application for a mortgage loan and to receive program benefits, complete and sign the union verification form.

Buying a home

The Union Plus® Mortgage program, with financing available through Wells Fargo Home Mortgage, can help you purchase a home while also receiving special benefits by virtue of your union membership.

For qualifying members, exclusive benefits include a $500 My Mortgage GiftSM award1 from Wells Fargo Home Mortgage and, from Union Plus, special hardship assistance and the opportunity to earn a $500 First-Time Home Award.

New! $1,000 Mortgage Veterans Grant program for union members who've served in the U.S. armed forces.

How the "Welcome to Your First-Home Award" works:

If you're an active or retired union member and used Union Plus Mortgage to purchase your first home, we'd like to hear from you. Share your story by completing an application and providing us a short, written description of your experience with the Union Plus Mortgage process and what owning your first home means to you. As a token of appreciation for your story, we'll send you a check for $500*.

Download the eligibility guidelines, instructions and application here.

If you're unable to download the application and need one mailed to you, please call 1-800-472-2005, ext. 836, to request an application by mail.

*Normal processing time for award checks is 60-90 days after we receive a complete application package.

Refinancing a home

Looking to refinance? The Union Plus Mortgage program, with financing from Wells Fargo Home Mortgage, might be able to help you lower your monthly mortgage payments and/or shorten your loan term.
The program provides a broad range of financing options to help meet the needs of most borrowers -- and when you refinance, you'll receive an exclusive $500 My Mortgage GiftSM award from Wells Fargo Home Mortgage after closing.1 You'll also be eligible for special hardship assistance from Union Plus.

Who is eligible?

  • All dues-paying labor union members
  • Union member retirees
  • Spouse and domestic partners of union members
  • Parents and children of union members
  • Alliance for Retired Americans members who are retired union members are eligible


Mortgage loans are available in the United States only and currently not available in Canada, Guam, Puerto Rico or Virgin Islands.
  • ONLY current/retired union members are eligible for the Welcome to Your First Home Award
  • ONLY current/retired union members, their spouses, parents and children are eligible for the Union Plus mortgage assistance program

Peace of mind with unique union assistance

When you buy or refinance a home through the Union Plus Mortgage program and experience income loss, turn to Union Plus mortgage assistance. The program provides interest-free loans and grants to help you make mortgage payments when you're disabled, unemployed, locked out, or on strike.
Over the life of the Union Plus mortgage assistance program, we've provided more than $10.6 million in assistance to union members. Check details and eligibility for loan/grant assistance here. Note: The first $1,000 is a grant that does not need to be repaid.

Other resources for ALL union members:

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. NMLSR ID 399801.

  1. Eligible individuals can receive the Wells Fargo My Mortgage GiftSM promotion in the amount of $500.00 approximately 6 weeks after closing on a new purchase or refinance loan secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage, subject to qualification, approval and closing, when identifying themselves as eligible under the Union Plus Mortgage program. The My Mortgage GiftSM promotion is not available with any Wells Fargo Three-Step Refinance SYSTEM® program, The Relocation Mortgage ProgramSM or the HOME program. Only one award permitted per new loan. This promotion cannot be combined with any other promotion, discount or rebate. This promotion is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Gifts may constitute taxable income. Federal, state and local taxes, and any use of the gift not otherwise specified in the Terms and Conditions provided at receipt of gift are the sole responsibility of the My Mortgage GiftSM recipient.Please see Terms and Conditions document for more information.

The Performance Plus Award MasterCard® and its use are subject to the terms and conditions that will be included in the mailing with the card. If you would like to review the card holder agreement visit http://www.performanceplusaward.com/cardholderagreement.pdf.

By participating in the My Mortgage GiftSM program, gift recipients agree to release, discharge, and hold harmless your lender, their respective subsidiaries, affiliates, officers, directors, and employees, from any liability, claims, or damages arising out of the recipient's acceptance, use, misuse, or possession of any gift.

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