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Accident Insurance for Labor Union Families

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Accident insurance for labor union members

The Union Plus Accident Insurance Difference:

  • No-cost coverage. Up to $20,000* of no-cost accidental death (AD) insurance coverage for one year.  No medical exam.
  • Union Plus insurance is underwritten by The Hartford.
  • Strict program oversight by an unpaid, independent board of AFL-CIO trustees who are retired union members.
  • Layoff assistance and strike assistance that help protect union members when you're out of work. Your premium is waived if you are out of work on a union-sanctioned strike, layoff or lockout lasting 30 days or more, and no occupational exclusions.
  • Support from a third-party union member advocate for union members requesting assistance. Staffed by union members, these advocates ensure that you and your family get the information you need, without you ever having to settle for less.

To enroll in Union Plus Accident Insurance

Phone: Call 1-800-393-0864 and an experienced rep will help you get the best insurance for your situation.

Online: Visit the Union Plus Insurance site and enroll online.

 

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Accidental Death Insurance


Your union membership entitles you to enroll in no-cost coverage for accidental death (AD) insurance.

Enroll on the special insurance site to take advantage of up to $20,000* worth of no-cost accidental death coverage, provided by Union Plus for one full year. No medical exam. No hassle.

Or opt for even greater protection of up to $200,000* in Accidental Death and Dismemberment coverage at affordable group rates - just for union members and their families - because in case of accidental death, your family may need the financial protection.
 

*All coverage is reduced by 50% at age of 70 and older. This reduction also applies even if you have attained the age of 70 when you first obtain coverage.
 

Comprehensive Accident Plan (CAP)


CAP is an all-in-one solution, combining three different types of coverage, including:

  • Hospitalization resulting from a covered accident
  • Disability resulting from a covered accident
  • Covered accidental death

Accident insurance service features

  • $10,000 of coverage for death due to any other type of covered accident at home, at work and while commuting or traveling anywhere in the world.
  • Plus, $10,000 of additional coverage against covered accidental death while at work.

Enhanced coverage: For added protection and peace of mind, you may choose to purchase additional accidental death and dismemberment (AD&D) coverage from $25,000 to $200,000 at group rates.

Check out the UnionPlusInsurance.com site for updated details on all the insurance programs.

Eligibility

Union Plus Accident Insurance is available in the Unites States. It is not available in Canada, Guam, Puerto Rico, and Virgin Islands.

Who is eligible?

  • All dues-paying labor union members
  • Retired union members
  • Spouse, domestic partner and children of union members
  • Widows/widowers of union members

Customer Service

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.


Member Comments

On 05/31/13 Janet said:

Carried this insurance for many years.


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Accidents Happen

According to the latest final data from the National Safety Council, unintentional injuries continued to be the fifth leading cause of death, exceeded only by heart disease, cancer, stroke, and chronic lower respiratory diseases.
Source: Injury Facts, 2010 Edition, National Safety Council

You cannot foresee accidental death, but you can help protect your loved ones & your family financially with Union Plus Accidental Death Insurance.

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  • Help if you do not know your union

    Help if you don’t know your union

    Your union membership dictates which Union Plus benefits you are eligible to use.

    1. What your national union’s name (not just your local number)? Scroll through the list we have to see if you recognize your union.
    2. What type of work do you do (select your occupation)?
    3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
    4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
    5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.

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