Have you been laid off for over 90 days?

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Benefit	Requirements	How to Access
Job Loss Grant $250 per participant	Must be Union Plus Credit Card holder -and- Must have had a job loss within the last 6 months that has lasted at least 90 days.	Learn more and complete an online application here.
Union Plus Credit Card Layoff Helpline Union members can call to see if other hardship payment benefits are available.	Must be Union Plus Credit Card holder	Call the Union Plus Credit Card at 1-800-551-2873.
Union Plus Mortgage Assistance – including providing a guaranteed loan of up to 6 months to cover mortgage payments with $1,000 of repayment waived for eligible union members	Must be a Union Plus Mortgage program participant	Read about Union Plus Mortgage Assistance here.
Skip payments — ability to delay credit card payment Union Plus Credit Card holders are eligible to skip two payments a year (and up to four payments a year – three consecutively – if you are on strike*). Your account must be in good standing (including having a history of on-time payments) and meet eligibility requirements. Finance charges continue to accrue, but no penalty fees apply.	Must be Union Plus Credit Card holder	If you find you will be late making a payment or want to take advantage of the strike skip payment, call the Union Plus Credit Card at 1-800-622-2580 before your payment is due.
Free bankruptcy counseling - $50 filing fee waived	Must be a member of a union that participates in Union Plus Credit Counseling or you must carry a Union Plus Credit Card	Call the special bankruptcy line for the Union Plus Credit Counseling at 1-866-279-7197. Read more about bankruptcy counseling and bankruptcy education. And use the Union Plus Legal Service for a bankruptcy lawyer's discounted fees.
Credit counseling no-fee Debt Management Plan (DMP)	Must be a member of a union that participates in Union Plus Credit Counseling or you must carry a Union Plus Credit Card	Learn more and complete an online application here.
Credit counseling free budget analysis	Must be a member of a union that participates in Union Plus Credit Counseling or you must carry a Union Plus Credit Card	Call Union Plus Credit Counseling at 1-877-833-1745.
UnionDebtHelp.org— including advice, tools and calculators	Open to all union members/retirees*	Visit UnionDebtHelp.org
Save My Home Hotline - to help avoid foreclosure	Open to all union members/retirees*	Call the Save My Home Hotline at 1-866-490-5361.
More surviving layoffs information	Open to all union members/retirees*	Visit this page for additional surviving layoffs information.
Unemployment Lifeline - including search engine for local assistance programs	Open to all working families	Visit this Web site for more information.

*You must belong to a union that participates in Union Plus benefits.

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Working families never have to settle for less. Learn about your Union Plus Member Advocate, a OPEIU local 2 member, who helps you get what you pay for.

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Copyright ©2009 Union Privilege. All rights reserved. Union Plus benefits are for participating union members, retirees and their families.

Union Privilege, 1125 15th Street, NW, Suite 300, Washington, DC 20005

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