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Layoff Assistance

If you are a union member currently participating in a Union Plus program and are laid off or downsized, you're eligible for special financial assistance. Learn about the unique ways union members can get financial help using these "safety net" benefits:

  1. Job Loss Grant - $250 payment to Union Plus Credit Card holder's who have recently been laid off
  2. Save My Home Hotline - Free assistance to help avoid foreclosure
  3. Union Plus Credit Counseling - Free budgeting and debt management advice
  4. Union Plus Health Savings - Free prescription card and discounts at participating health care providers
  5. Union Plus Mortgage Assistance - Interest-free loans for qualified Union Plus mortgage customers
  6. Union Plus Life Insurance and Accidental Death and Dismemberment Insurance - Waiver of premium without repayment
  7. Union Plus Legal Service - Free legal consultation
  8. Unemployment Lifeline - including search engine for local assistance programs
  9. Job Dislocation: Making Smart Financial Choices After a Job Loss (PDF)


1. Job Loss Grant

Laid off union members who are Union Plus Credit Card holders are eligible to receive a $250 grant.

 

2. Save My Home Hotline - Free assistance - 1-866-490-5361

Falling behind on your house payments can lead to foreclosure. If you're facing financial problems and are at risk of missing a mortgage payment, call the free Union Plus Save My Home Hotline at 1-866-490-5361 anytime of day or night.

Also, find out if you are eligible for Union Plus Mortgage Assistance.

 

3. Union Plus Credit Counseling - Free counseling - 1-877-833-1745

Laid off union members are eligible for a free credit counseling session that includes a budget analysis and money management advice.

If you need additional assistance to get out of debt, your credit counselor can develop a custom Debt Management Plan consolidating all your debts into one monthly payment. Union members receive a 33% discount on creating this plan.

For Union Plus Credit Counseling, call 1-877-833-1745.

 

4. Union Plus Health Savings - Free membership with healthcare discounts - 1-877-570-4845

Laid off members are eligible for a free membership in the Union Plus Health Savings Standard program (reg. $14.95) with its money-saving discounts on retail and mail order prescriptions (save up to 40% off generic, up to 15% off brand name), vision care, hearing care, and foot care.

To access this benefit, call the Union Plus Health Savings provider at 1-877-570-4845 and mention you want a free membership as part of the Union Plus Disaster/Strike benefit.

 

6. Union Plus Mortgage Assistance - click the link to learn more about assistance - 1-800-848-6466

 

7. Union Plus Life  and Accidental Death & Dismemberment Insurance - Waiver of premium - 1-800-393-0864

Union Plus Insurance Life and Accidental Death & Dismemberment Insurance premiums are waived for 3 months for involuntary layoff lasting more than 30 consecutive days. This waived premium never has to be repaid.

This excludes “no cost” Accidental Death and Dismemberment policies, Earnings Guard Policies, and Comprehensive Accident Plan.

To use this benefit, call 1-800-393-0864.

 

8. Union Plus Legal Service - Free consultation - 1-888-993-8889

For legal issues related to your layoff, contact your national or local union. For other legal matters, you have access to free legal advice with no enrollment fee or annual cost. Call the Union Plus Legal Service at 1-888-993-8889 for:

  • Free consultation of up to 30 minutes (in-person or by phone)
  • Free review of select documents
  • Free follow-up letter or phone call
  • 30% discount on other legal services

For 100 Resources for Laid Off Employees and Job Hunters on an external site, click here.

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Union Plus benefits are for union families. Select your union and you’ll see the Union Plus programs your union offers. Why?

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Most AFL-CIO and Change-to-Win unions participate in most Union Plus benefits, but some international unions elect not to offer all the programs. So in order to access all of the programs your union participates in, select your union from the drop down menu.

You can start using your union’s Union Plus benefits today! (No membership in Union Plus or the Union Plus Credit Card is required.)

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Union members are automatically eligible for their union's Union Plus benefits and you do not need to be a Union Plus Credit Cardholder in order to access your union's Union Plus benefits.

But - if you are a Union Plus Credit Cardholder, you could be eligible for additional discounts.

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  • Help if you do not know your union

    Help if you don’t know your union

    Your union membership dictates which Union Plus benefits you are eligible to use.

    1. What your national union’s name (not just your local number)? Scroll through the list we have to see if you recognize your union.
    2. What type of work do you do (select your occupation)?
    3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
    4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
    5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.
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Guide to Surviving Tough Economic Times

Economic stresses can cause physical and emotional problems.  Read this guide to getting through tough economic times.

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