Union Plus Credit Card
The Union Plus Credit Card Discount Difference:
- Exclusive union member rates and benefits. Apply for the card online and get an instant decision.
- Special financial hardship protections, including a disaster relief fund and grants for laid-off, striking and disabled members
- All customer service calls answered in the United States - 1-800-622-2580 available 24-hrs/day or 1-800-522-4000 to apply
- Special union member advocate who helps with issues and concerns when you need additional help
- Skip-payment options
- Program funds the Union Plus Scholarship for union members and their dependents
- Cardmembers automatically eligible for over 20 discounts, including travel discounts, ConsumerReports.org deals, AT&T wireless and more
Union Privilege and our partner HSBC Card Services have created the Union Plus® Credit Card exclusively for union members and family members of union households. More than two million union members already enjoy Union Plus Credit Card advantages.
Do you understand the 2009 Credit CARD Act implications? Take the CARD Act quiz here!
Already have the card?
- Questions about recent changes to your credit card? Read this Q&A.
- Find out about your other Union Plus discounts and services.
- Read about 9 new credit card protections.
- Credit CARD Act of 2009 impact on Union Plus cardholders.
Credit Card Tools
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Apply
Apply for one of the Union Plus Credit Cards today.
NOTE: To prevent fraud, your union membership will be verified and salary verification may be required. -
Manage
- Log-in to check balances, access Union Plus Credit Card customer service, check rewards and more.
- Pay your credit card bill online.
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Learn
Union Plus tailors its programs to the needs and interests of working families.
When union members using Union Plus programs are faced with special circumstances (e.g. layoff, disability), we are here to help.
Apply for a card that works as hard as you do

- Union Plus Classic Credit Card
Call 1-800-522-4000 or complete the online application - Union Plus Secured Credit Card - for union members who have little/no credit or poor credit history
Call 1-800-651-5108 or complete the PDF application available here - Union Plus Corporate Credit Card - exclusively for union leaders using their card for union business
Call 1-888-428-6466 or corpcard.requests@us.hsbc.com.
HSBC is Union Privilege's trusted partner, and both organizations take your privacy and security seriously.
Credit Card Features
Triple Plus Value®
- No annual fee
- Exclusive member rates and benefits
- Money-saving balance transfer offers
- Scholarship program
- Free additional cards
- Money-saving discounts
Triple Plus Protection®
- Special Union SAFE programs for disabled workers and others facing financial hardship
- 100% protection against fraud
- Strike-payment protection - the only credit card that offers strike payment protection. If your union is on a union-sanctioned strike or lock-out for 30 days or more, you may skip your payment for up to three consecutive months while on strike or lock out (as long as your union membership and your account are in good standing.) Periodic finance charges continue to accrue, but you do not fall behind and your credit rating is not affected. Union family member cardmembers are not eligible for strike payment option. Call 1-800-622-2580 to use this feature.
- Skip-payment options
- Extended warranty
- More information on unique union benefits for laid off workers or workers on strike
Triple Plus Service®
To ensure satisfied Cardholders, Union Plus approaches customer service from all sides.
- All customer service calls answered by representatives in the United States.
- 24-hour personal customer service by phone or online
- Member advocates - staffed by fellow union members - help members with issues such as charge disputes. To contact Union Plus advocates about concerns, please complete the Union Plus feedback form.
- Merchant dispute assistance.
- Online account management to manage your Union Plus Credit Card account, view statements or even pay your bill online.
- Card FAQ
Variety
Union Plus offers a variety of credit cards such as the Union Plus Secured Card to serve the diverse needs of union members. Browse Types of Credit Cards to find the perfect fit.
To find out exactly what benefits come from MasterCard, you can call the MasterCard toll free Gold/Platinum benefits number: 1-800-622-7747.
Credit Education
- Credit Education 101: Read these tips to understand credit and if necessary, improve your credit score here.
- Figure out when you can pay off your credit card balance. Use this financial calculator.
- Haunted by your credit past? Good credit requires a history of timely payments, stability and financial responsibility. Union Plus Secured Card can help.
Eligibility
The program is available in the Unites States and territories. It is not available in Canada or Guam.
Who is eligible?
- All dues-paying labor union members
- Retired union members
- Spouses, domestic partners and children of union members
- Widows/widowers of union members
Customer Service
- All Union Plus Credit Card Customer Service calls answered by representatives in the United States. The card's 24-hour personal customer service is available online when you log in on at unionpluscard.com or by phone (see numbers on the Union Plus Credit Card site).
- You can access your online account management on unionpluscard.com to manage your Union Plus Credit Card account, view statements or even pay your bill online.
- If you have the Union Plus Rewards Credit Card, you can check point balances online (log in at www.unionpluscard.com) or call the Rewards Center at 1-800-959-3993.
We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.
Member Comments
On 05/02/10 anonymous said:
I could not be happier with my union card. Thank you, Tim





On 06/13/10 viva said:
yes a very good.