Union Plus

Union Plus is brought to you by Union Privilege, established by the AFL-CIO to provide consumer benefits to members and retirees of participating labor unions. Learn More
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Union Plus
Union Members & Families: Get Special Deals Now!
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Credit Education

There's more to credit than having and using a credit card. Get tips for saving - and using credit wisely as you build, maintain, even rebuild your credit rating.

The following resources are designed to help clarify the credit process.

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Are You Struggling with Debt?

Worker Debt Help

You're not alone. U.S. consumer debt is at an all-time high.

Find resources to help you identify any problems you might have as well as tips and resources to help you take action. Take action now.


Worried About the Financial Crisis?

Credit Education Resources

Few working Americans are old enough to have experienced anything like today's financial crisis.

Here are 10 recommended steps to help strengthen the financial security you need in these painful times.


Budgeting Tips

Credit Education

Do you know what percentage of your income should go toward personal debt?

Budgeting using percentages as a guideline helps you increase savings, repay and reduce debt, and identify expenses that can be reduced. Learn more now.



Explore Union Plus

Help if you don’t know your union

Your union membership dictates which Union Plus benefits you are eligible to use.

  1. What your national union’s name (not just your local number)? Scroll through the list we have to see if you recognize your union.
  2. What type of work do you do (select your occupation)?
  3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
  4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
  5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.

Union Plus Credit Card

Union members are automatically eligible for their union's Union Plus benefits and you do not need to be a Union Plus Credit Cardholder in order to access your union's Union Plus benefits.

But - if you are a Union Plus Credit Cardholder, you could be eligible for additional discounts.