Union Plus
Consumer Tips

Looking to Get into a New Home? This Is Your Way Home. 

Buying a new home doesn't have to be a daunting task. The Union Plus Mortgage Program, with financing provided by Wells Fargo Home Mortgage, includes benefits designed to help union families. Parents and children of union members may also be eligible for certain mortgage benefits. 

Looking to Get into a New Home? This Is Your Way Home. 


Buying a new home is not a far-fetched idea when you get the financing and support you need. You
could be well on your way with:

Special benefits for Union members The Union Plus® Mortgage program, with financing provided by Wells Fargo Home Mortgage, features access to benefits designed for union families. Keep in mind that extended family (parents and children of union members) may be eligible for certain mortgage benefits.

  • After closing on a loan through the Union Plus Mortgage program, you’ll be eligible to receive a My Mortgage GiftSM award from Wells Fargo - $500 for buying a home or $300 for refinancing your home, for use at participating retailers.1
  • Access to mortgage assistance through Union Plus in times of hardship such as layoff, disability or strike.2 

As little as 3% down on a fixed-rate loan, and receive $750 off closing costs when you complete an approved homebuyer education course. Even if you’re not buying your first home, this loan option is available to you. A Wells Fargo Home Mortgage consultant will tell you more about the yourFirst Mortgage® option, including loan amount, loan type, and property type eligibility requirements.

Please keep in mind that mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payments. A Wells Fargo Home Mortgage consultant will explain the options available, so you can choose what works for you.

Someone by your side — you’ll have personalized support every step of the way, with guidance and information to meet your unique needs.

A simpler way to apply — with an online mortgage application that offers step-by-step guidance, connects with your financial accounts so you can import information, and allows you to upload documents quickly and conveniently.

If you have any questions about the homebuying process, loan options, or would like a free prequalification, contact a Wells Fargo Home Mortgage consultant today at 1-866-802-7312. We’re here to support you every step of the way. And if you are considering refinancing, Wells Fargo Home Mortgage has options for you too. 

  1. Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage GiftSM award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except for yourFirstMortgage® and the Mortgage Thank You Gift. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage GiftSM recipient.

  2. The Union Plus® Mortgage Assistance Program is provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”), which is not affiliated with Wells Fargo Bank, N.A. Additional information about this program and eligibility criteria can be obtained at www.unionplus.org/assistance. 

Union Plus® is a registered trademark of Union Privilege.

Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services. You are encouraged to shop around to ensure you are receiving the services and loan terms that fit your home financing needs.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2019 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. 4/19

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