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Union Plus Prepaid Debit Card from Visa & Mastercard

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Save More Money with a Prepaid Debit Card

An easy yet powerful way to manage your money anytime, anywhere.

Get Your Card Today


Call 1-888-232-3260

Sign Up Online

The Union Plus Prepaid Debit Card Difference:

If you've used this benefit, would you recommend it?

 

Visa & Mastercard Debit Cards are not Credit Cards


The Unon Plus Prepaid Debt Card is NOT a credit card, so it doesn't require a credit check.

But you still get the convenience, power and security of a credit card -- pre-loaded with your own money so you won't have to worry about going into debt or have to pay overdraft penalties, hidden fees or interest charges typically associated with checking accounts.

  • Guaranteed approval2. There is no credit check or employment verification
  • Load your paycheck with direct deposit (or load cash at retail locations)
  • Shop anywhere Visa or MasterCard debit is accepted worldwide
  • Use your prepaid debit card at ATMs to get cash
  • No hidden fees or overdraft charges
  • Save money on banking, overdraft, and check-cashing fees. The prepaid card fees are low, and members who deposit $500/month into their prepaid account will have the $2 monthly fee waived1
  • Cardholders can deposit money into a savings account with 5.10% APY3 that delivers an annual percentage yield 20 times higher than the national average
  • Secure online account management site you can track your spending and stay in complete control of your finances

If you are interested in a credit card, consider the Union Plus Credit Card.

FAQs

Visit the Union Plus Prepaid Card FAQ page for details.

The Union Plus Prepaid Card has some of the best rates out there. See our list of low fees here.

 



†  The Annual Percentage Yield (APY) and the APY comparison as advertised are effective as of November 1, 2010. Rates are subject to change at any time and may change after accounts are opened. The APY advertised applies only to the portion of your savings account balance which is $5,000.00 or less. An interest rate of 0.10% will be paid on the portion of your savings account balance which exceeds $5,000.00. Fees could reduce the earnings on your savings account. Please see the Savings Account Customer Agreement for full disclosures.

* The savings account is for customers enrolled in recurring Direct Deposit. Subject to identity verification. Before you can open a savings account, we must verify your identity in accordance with federal law. We may require you to provide identification documents in addition to the information you provided at enrollment.

Consumer Tips

Six Tips on Getting the Most out of your Union Prepaid Card

  1. Enroll in Direct Deposit; it is a fast, easy and free way to load your paycheck into your Union Prepaid card.  Enrolling takes a few minutes and not only gives you access to your paycheck but also qualifies you to get a high-yield savings account.
     
  2. Start saving money by opening a savings account* with a 5.10% APY†. If you're enrolled in Direct Deposit you can get a savings account with a rate over 20 times the industry average.  It takes one minute to open your account, there are no account opening fees, no monthly maintenance fees and no minimum balance required.
     
  3. Manage your money anywhere you are with your mobile phone by enrolling in YAP. YAP is a service that allows you to check your balance (prepaid and savings) at any time with a text message. YAP also lets you send money to anyone in the US with a text message. There is no fee to enroll in YAP and no fees to check your balance. For our full list of simple fees click here.
     
  4. Enroll in Wireless Alerts. With this service you can receive an email or a text message** anytime your card is swiped. Keeping track of your spending has never been easier.
     
  5. Get an additional card. Have a family member that needs access to your account? Get them card to access your account at no additional charge.
     
  6. Save time by skipping the line and paying your bills in minutes from your Union Prepaid Card online account.


Remember, if you have any questions you can access your account 24/7 via our dedicated website or by calling customer service.



† The Annual Percentage Yield (APY) and the APY comparison as advertised are effective as of February 7, 2011. Rates are subject to change at any time and may change after accounts are opened. The APY advertised applies only to the portion of your savings account balance which is $5,000.00 or less. An interest rate of 0.10% will be paid on the portion of your savings account balance which exceeds $5,000.00. Fees could reduce the earnings on your savings account. Please see the Savings Account Customer Agreement for full disclosures.

* The savings account is for customers enrolled in recurring Direct Deposit. Subject to identity verification. Before you can open a savings account, we must verify your identity in accordance with federal law. We may require you to provide identification documents in addition to the information you provided at enrollment.

** Standard messaging charges apply. This means that your mobile carrier (not YAP) may charge you separately to send or receive text messages.
 

 

Eligibility

The program is available in the United States and Puerto Rico. It is not available in Canada, Guam or the US Virgin Islands.

Who is eligible?

  • Dues-paying labor union members
  • Union member retirees
  • Spouse and domestic partners and children (age 18+) of union members. Children aged 13-17 may open an account with parental consent.
  • Working America members

Customer Service

For any questions, call the Union Plus Prepaid Card program at 1-888-232-3260, 24 hours a day, 7 days a week.

Members can access their accounts online at any time at MyUnionPrepaid.com.

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.


Member Comments

On 12/01/13 anonymous said:

I really like the card and people always wonder where i got it

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