A group legal plan provides access to attorneys for many common, personal legal issues. From preparing wills and power of attorney documents to identity theft issues, there are a lot of legal issues that occur throughout life.
When most people think of legal issues, they think of serious crimes or lawsuits. Because of this, many people don’t think that they’ll need to see an attorney. However, the reality is that legal issues, large and small, happen every day. Many life events, such as getting married, buying a home or having children, carry with them important legal implications.
Here are 10 common legal issues you can use a legal plan for:
- Buying or Selling a House
Buying and selling a home involves at least one contract, which often contains language and terminology you may not understand. An attorney can provide explanations for anything that may be unclear and more importantly, review the details of all contracts and agreements to ensure there are no misunderstandings.
- Preparing a Will
A will declares how your property and assets will be distributed and that your loved ones will be provided for should anything happen to you. An attorney can prepare this document for you.
- Defense Against Traffic Tickets
Traffic tickets are a very common legal issue, but most people can’t afford the attorney fees to fight an unfair ticket or find out what their legal options are. A group legal plan gives you access to attorneys who may be able to resolve traffic matters for you, even appearing in traffic court on your behalf.
- Elder Law Matters
As parents age, it’s not uncommon for adult children to step in as caregivers, handling important financial and legal matters. A group legal plan provides access to attorneys that can review wills and estate planning documents as well as answer questions related to Medicaid, Medicare and nursing home agreements and their potential impact on the plan member.
- Refinancing & Home Equity Loan
An attorney is able to walk you through the process and provide explanations for anything that may be unclear, as well as help review your rates and other agreements.
- Power of Attorney
A power of attorney authorizes a specific individual to make decisions for you on your behalf. An attorney can prepare this document for you.
- Identity Theft
Identity theft can have a significant impact on your finances and credit history, and requires time, money and patience to resolve. If you become a victim of identity theft, an attorney can provide guidance on what you should do to recover from the theft.
- Property and Rental Issues
Owners and renters can encounter various legal issues such as disagreements over property lines and broken lease agreements. Access to an attorney allows you to understand your rights and find out what options are available.
Parents looking to adopt can benefit from working with an attorney who specializes in adoption laws and understands adoption procedures. Attorneys who are well versed in adoption legal services help clients navigate the entire process more smoothly.
- Debt Collection and Bankruptcy
There are laws in place to protect people in debt and an attorney can provide the assistance needed to help enforce fair debt collection and help you find a solution to your debt matters. Group legal plan members can also consult with an attorney if they are considering bankruptcy to get assistance with the filing.
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