Union Plus
Bankruptcy Counseling Fee Waiver

Get $50 bankruptcy filing counseling fee waived

Before you file for bankruptcy, get pre-filing counseling for free. The $50 counseling fee is waived for union members. 

Counseling is required before you declare bankruptcy

Declaring bankruptcy is a big decision. But it may be your best option if you can’t pay your bills and your debt is mounting. The federal government requires pre-filing counseling to start the process and helps you understand how bankruptcy works.  

Union members or union retirees can get a bankruptcy counseling fee waiver when you meet with a certified counselor from the Union Plus Credit Counseling Program through Money Management International (MMI).



Your questions, answered.

Need help? 

If you have questions, send an email to  grants@unionplus.org 

Look what people are saying

The assistance we received certainly helped us deal with the realities of the situation.


Thomas O. IAFF Local 90

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.

Meesha T. AFT Member