Get a personal loan to pay off your debts
A personal loan gives you fast and convenient access to the money you need now. Check your eligibility without impacting your credit score.
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How can a personal loan help you?
The Union Plus Personal Loan has low fixed interest rates1and can help prepare you for a better future. Put a personal loan to work for you: consolidate your high-interest credit cards to help you get on track with your finances. Plus, it could help save you money over time.
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Need help?
We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
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You can check your eligibility without impacting your credit score. To get started on the personal loan process, fill out the application online.
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1Your Fixed For Life APR will be established during the application process and will be in the range of 9.99% Fixed For Life APR to 18.99% Fixed For Life APR, depending on your creditworthiness. Please note that all applicants may not qualify for the lowest rate. The lowest rate may not be available for the term chosen. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 9.74% Fixed For Life APR may be available, depending on your creditworthiness. See the Key Information on your loan for additional details.
2Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 15.99% Fixed For Life APR loan you will have (1) 36 monthly payments of $35.15 per $1,000 borrowed; or (2) 48 monthly payments of $28.34 per $1,000 borrowed; or (3) 60 monthly payments of $24.31 per $1,000 borrowed; or (4) 72 monthly payments of $21.69 per $1,000 borrowed. Your APR will be in the range of 9.74% Fixed For Life APR (if you are enrolled in AutoPay) to 18.99% Fixed For Life APR, depending on your creditworthiness. See the Key Information on your loan for additional details.
This Loan cannot be used to pay for postsecondary educational expenses or tuition, or to consolidate postsecondary education loans. Exclusions and limitations may apply.
By agreeing to these terms, you are also authorizing FNBO to verify your employment, income and other relevant information.
Loans are made and serviced by First National Bank of Omaha (FNBO®).
© 2025 First National Bank of Omaha. 1620 Dodge St., Omaha NE 68197