Union Plus
Union Plus Credit Card

The credit card made for union members

92% of cardholders surveyed recommend Union Plus Credit Cards.* See what makes these union-backed cards work.

Learn more

Let’s get you where you need to go

I want to check my account

Sign in to manage

Access your Union Plus Credit Card account or activate a new card in seconds.

I want to apply

Choose the card for you

The Union Plus Credit Card program has 3 cards tailored to distinct needs, and all cards offer great benefits and excellent service. Choose the card for you and apply in minutes.

I want more information

See the benefits

Ready to enjoy competitive rates, $0 Liability for unauthorized charges if your card is lost of stolen2 and many more cardholder benefits? Check out all that’s available to Union Plus Credit Cardholders.

Features cardholders love

$0 Liability for Unauthorized Charges2

You’re covered if your card is lost or stolen.

Hardship Grants3

Extra help for eligible cardholders.

U.S.-Based Phone Service4

24/7 customer support whenever you need it.

Wait, there’s more

The features of the Union Plus Credit Card program go beyond the card. Learn more about how you can start enjoying the powerful offerings that come with being a cardholder.

Get support when you need it most

From our Job Loss Grant to additional support during strikes, disability or even natural disasters, hardship help is here for eligible cardholders after three months.



The Union Plus Credit Card program is available to those who reside in the 50 United States, Washington, D.C., or a U.S. Military location:

  • Dues-paying labor union members of participating unions
  • Retired labor union members
  • Working America members
  • Union family members may also be eligible

Need help?

If you need to ask a question, resolve a problem or get help, contact us.

Need something else? The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 union members, is here to resolve any problems you have with a Union Plus program.

Contact us at 800-472-2005 (8:30 a.m. – 4:30 p.m. ET, weekdays) or complete the Union Plus Feedback Form. If possible, please have the name or employee ID number for the Union Plus benefits provider staff member you spoke to.


Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Email survey of Union Plus Credit Cardholders conducted in February 2023 by Union Plus. 4,471 responders; 4,113 answered “Yes” when asked, “Would you recommend the Union Plus Credit Card Program?”

1Credit approval required. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A., pursuant to a license from Mastercard International Incorporated.

2Claims of unauthorized use are subject to verification and investigation.

3Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.

4Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus credit card and following the prompts.