Union Plus
Credit Counseling

Free credit advice for union members

Tired of getting calls from collection agencies? Talk to an experienced consumer credit counseling advisor about how to take control of your debt.

Take control of your credit

If you’re struggling to get control of your debt, it may be time to ask for help. Get a free consumer credit counseling session to help you get back on the road to financial recovery.  

Complete a confidential request for consumer credit counseling online.  There are no confusing gimmicks or overwhelming options. Just sound advice that'll help you stop collection agencies from controlling your financial life.

Submit a request

How does credit counseling work?

Certified, experienced consumer credit counseling advisors listen to you and your needs, then help you develop a plan of action for debt repayment that you can follow to help eliminate your debt. 

Your free session covers: 

  • Complete financial review,  including  budget analysis and credit management counseling. 
  • Assistance in budgeting  or advice on sources of additional income. 
  • Advice  on how to work with creditors.
  • An  Action Plan  that summarizes your financial situation, provides a budget and timeline for reaching your debt management and repayment goals, and restates action items. 
  • Referral to a social service organization  in your area, if appropriate. 
  • Referral to Union Plus Legal Service or Union Plus Mortgage Assistance program, if appropriate. 

Already completed your Debt Management Plan?

Complete this form to initiate the reimbursement for your debt management administrative fees. Please make sure to download and complete your Union Verification Form to ensure prompt reimbursement.

Start your reimbursement


Your questions, answered.

Need help?

If you have questions, send an email to grants@unionplus.org.

Look what people are saying

The assistance we received certainly helped us deal with the realities of the situation.

Thomas O. IAFF Local 90

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

Meesha T. AFT Member