Consumer Tips

Your Guide to Pet Health Insurance

September is Pet Health Insurance Awareness Month, having pet insurance can help reduce the cost of veterinary bills, but how does it work? Union Plus Pet Health Insurance reimburses cat and dog owners for veterinary expenses when their pets get injured. There are different plans available to help you get the coverage that meets your pet's needs.  

September is Pet Health Insurance Awareness Month. What is pet health insurance? Put simply, when you take your dog or cat to the veterinarian, pet insurance reimburses you on the veterinary bill for eligible expenses. Eligible expenses depend on the coverage of the plan you purchase. 

Your Pet Insurance Discount

As a union member, you’ll get up to a 10% exclusive discount on pet insurance plans offered by Pets Best. 

What Do Pet Health Insurance Plans Cover?

Accident and Illness Plans

Most pet owners purchase an Accident and Illness plan, which have the most comprehensive coverage. Accident examples include broken bones, lacerations, getting bitten by another animal, and more. Illness examples include cancer, ear infections, allergies, diabetes, and much more.

Routine Wellness Plans

Wellness plans can be added-on to the Accident-and-Illness plans. These plans reimburse on routine care items for pets, such as flea/tick preventatives, spay/neuter, and teeth cleaning.

Accident Only Plans

Accident Only plans are also available for pet owners who aren’t looking for illness coverage and they tend to be budget friendly.

Why Get Pet Health Insurance?

According to the American Pet Products Association, 1 in 3 pets will need emergency veterinary treatment every year. If you have a dog or cat, especially if they’ve had an unexpected accident or illness, you’ve seen how expensive veterinary care is. Veterinary care has significantly increased in cost and for good reason, the quality of care and treatment options they are able to offer has never been better.

Pet Heath Insurance Resources

As a union member we’ve already done the legwork for you. Union Plus chose Pets Best, a leading U.S. provider, to offer pet insurance plans to their members. You’ll even get up to a 10% discount.


If you’re looking to learn more about pet health insurance in general, here are some great resources to check out:

Pet Health Insurance

Keep Your Pet Healthy with Pet Insurance
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