Save up to 90% on eligible vet bills*
With our pet health insurance for dogs and cats, powered by Pets Best, you'll get reimbursed up to 90% on eligible vet bills.*Get a quote
Get reimbursed on your pet’s eligible vet bills
As a union member, you get up to 10% off monthly premiums.1 Pets Best offers flexible coverage options, with no annual or lifetime limits. In fact, our cost-conscious Accident Only plan is only $6 a month for cats and $9/month for dogs.2
What is pet insurance?
Pet insurance reimburses you on your veterinary bills when your dog or cat gets sick or injured. Pet insurance helps you afford the best course of treatment, protects against major financial setbacks, and helps provide peace of mind as a pet parent.
Pet insurance benefits include:
- Save money. As a union member, you’ll get up to a 10% discount.1
- No networks. You can choose any licensed veterinarian, emergency vet, or specialist in the U.S.
- Fast claim processing and reimbursement. Claims are processed quickly and reimbursements can be direct-deposited into your bank account.
- 24/7 Pet Helpline. All Pets Best policy holders receive free 24-hour access to veterinary experts via email, chat and phone. You can ask about emergency care (e.g. "My dog swallowed his favorite toy.") or behavioral-related advice (e.g. "Will positive reinforcement training work for my dog?").
3 types of pet insurance plans
Accident Only Plan
The Accident Only plan covers virtually all accidental injuries, such as broken legs, snake bites, accidental swallowing, and more.
Looking to cover illness too?
Check out our BestBenefit Accident and Illness plan.
BestBenefit Accident and Illness Plan
The BestBenefit plan covers accidents, such as broken bones and animal bites, and illnesses like allergies and cancer. Premium is based on the pet’s age, breed and location.
Want routine care, too?
Add a Wellness routine care plan.
Routine Wellness Plan
The Routine Wellness plan coverage helps pay for routine vet visits for items like vaccines and teeth cleaning. Great if you have a new kitten or a new puppy in the house.
Want accident coverage, too?
This plan can be added to a BestBenefit Accident and Illness plan.
Your questions, answered
Contact a pet insurance expert at Pets Best at 877-358-3944.
Monday-Friday 6 a.m. to 7 p.m. MST
Saturdays: 6 a.m. to 2 p.m. MST
Look what people are saying
Pets Best is an affordable way to give me the peace of mind that I need as a pet parent.
Jackie S. Santa Cruz, CA
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
Ashley M. Union Member
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Meesha T. AFT Member
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More ways to save
To note: pre-existing conditions are not covered.
*Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment. Limited to covered expenses.
15% Group Discount plus 5% Weblink Discount applies to BestBenefit plans; Group Discount not available in AK, HI, or TN; Weblink Discount applies to first policy term only; not available in AK, FL, HI, or TN. Additional 5% discount applied if insuring more than one pet. Maximum allowable discount is 12%.
2Accident Only plan is $7/month for cats and $10/month for dogs in Washington state.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company, a Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254. Pets Best Insurance Services, LLC (CA agency #0F37530) is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.