Union Plus
Mortgage Program

Mortgages for union families

Are you looking to purchase a home or refinance an existing mortgage? Union Plus offers homebuying benefits you can't get anywhere else.

Finance your home with confidence

Competitive rates 

Get great rates on a wide range of mortgage options.

Mortgage assistance

Hardship assistance in case of disability, lay off, lock out or strike.

Gift rewards

Receive exclusive gift rewards after you close.

Two mortgage programs to choose from

Union Plus Mortgage Company

Union Plus Mortgage Company is a union-owned company that offers numerous loan options and convenient online service.

  • Convenient online application and assistance by phone.
  • Union Plus Mortgage Company is union-owned* by the AFL-CIO, Union Privilege, and a group of unions. We are stronger together. 
  • Competitive rates on a wide-range of mortgage options, including conventional, FHA, and VA loans. Let us help you find the right loan.
  • $500 gift card after closing for purchasing or refinancing.
  • $250 gift card for First-Time Home Buyers.


Wells Fargo Home Mortgage

Wells Fargo Home Mortgage offers union members low down payments and a variety of financing options.

  • My Mortgage GiftSM award from Wells Fargo after closing — a $500 value for buying a home or a $300 value for refinancing.1
  • 3% down payment option on a fixed-rate loan for qualified homebuyers. With a low down payment, mortgage insurance is required and will increase the cost of the loan and monthly payment.
  • Specialized loans and programs for qualified buyers, including options for first-time homebuyers, newly constructed homes, military, and other unique needs.
  • Choose how you work with our knowledgeable team - locally or via phone and email.

Mortgage Assistance

Both Union Plus Mortgage Programs come with the exclusive union member benefit of Mortgage Assistance. If you've had a Union Plus home mortgage for a year or more and become disabled, laid off, locked out or go on strike, you may be eligible for Union Plus Mortgage Assistance.


Are you a veteran?

If you’re a veteran and you purchase a primary residence, you may be eligible for a one-time grant of $1,000 from Union Plus after you close on your home purchase.

You must submit your application for a Veteran’s Grant no later than 90 days after the closing date of your Union Plus mortgage. This grant is from AFL-CIO MBF.

Download application

Look what people are saying

Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

Ashley M. Union Member

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

Meesha T. AFT Member

Union Plus Mortgage Company has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services.

Union Plus Mortgage Company NMLSR 1561829

Wells Fargo

1. Eligible individuals will be sent redemption instructions for the My Mortgage GiftSM award approximately 2 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing. The My Mortgage Gift award is not available with The Relocation Mortgage Program® or with any Wells Fargo employee mortgage offer. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except as described in the Terms and Conditions. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state, and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (available at wellsfargo.com/mymortgageterms and provided at receipt of award) are the sole responsibility of the My Mortgage Gift recipient.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2021 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801