Union Plus
Debt Settlement

Get debt relief

Union families, get the help you need when unexpected expenses, job loss and medical bills make it impossible to pay off your credit cards.

See if you're eligible
Real debt. Real people. Real relief.

Stop debt-stressing

Watch as Melissa emotionally talks about the "unbelievable" way Achieve Debt Relief helped reduce her debt. Melissa shares, "there was no way I could have done that by myself," and Achieve Debt Relief ensured she didn't have to go it alone!

With Achieve Debt Relief, it can be easy for union members and their families to get the debt relief they need.

Help for union members

Personalized debt relief

Union Plus has partnered with Achieve Debt Relief to offer union members an affordable, personalized debt solution.

  • No loan required
  • One low monthly program payment
  • Reduce what you owe
  • Get rid of debt faster than you could with monthly minimums
  • Save money on your debt

In addition, you could also get up to $500 in extra savings.1

See if you're eligible

Free debt evaluation and so much more

Union members get a FREE debt evaluation with a Certified Debt Consultant which includes a personalized review of options to get rid of debt, a savings estimate, and a follow up debt report.

Get started today

How Achieve Debt Relief Works

Tell us about your debt

Talk to a Certified Debt Consultant to see if our program is right for you.

See what you could save

Learn how much our program could reduce what you owe.

Enroll in the program

Experts negotiate with your creditors to get them to settle for less than you owe.

FAQ

Your questions, answered.

Need help?

To get more answers about their debt relief program, contact Achieve Debt Relief directly at 833-694-3223.

The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or  online.

Look what people are saying

Achieve allowed me to get out from under some serious credit card debt that would have taken me decades to pay off. Thank you Achieve for helping me take back my financial future!2

Steven L. Achieve Debt Relief member*

What I’m so impressed by is the fact that Union Plus is providing benefits for — and actually caring about — hardworking Americans.

Meesha T. AFT member

Achieve was sincerely interested in helping me … I would highly recommend this company to anyone who is struggling with debt.2

Catherine L. Achieve Debt Relief member**

Ready to get started?

To find out if you qualify for debt relief, just answer a few simple questions about your debt. We'll tell you instantly if this program is right for you.

See if you're eligible

1As a qualifying union member, you could earn up to $500 upon having your first account settled (the “Incentive Credit”); the Incentive Credit will be 0.5% of the total debt that is enrolled into your Achieve Debt Relief program and shall be in the form of a credit into your dedicated settlement account upon the first settlement of an enrolled account; the maximum Incentive Credit available is $500.00. For example, if you enroll $50,000 of debt into your Achieve Debt Relief program, upon the first settlement of an enrolled debt, $250.00 will be placed into your dedicated settlement account. 

Achieve Debt Relief's estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Achieve Debt Relief does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Achieve Debt Relief does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Service is not available in all states, including New Jersey, and fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements Achieve Debt Relief obtains on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. 

2Actual member of Achieve Debt Relief. Member’s endorsement is a non-paid testimonial. Individual results are not typical and will vary.

* Trustpilot 5-star review — June 6, 2025.

**Trustpilot 5-star review — July 9, 2025.