K. Polo

AFGE, Local 3197

Mortgage Program

Protections and Benefits You Can’t Find Anywhere Else

Helping You Achieve Your Homeownership Goals

Whether you’re a first-time homebuyer, looking to buy your next home or refinance your current one — we’re here to help. If you’re a veteran and purchase a primary residence, you can apply for a $1,000 Veteran’s Grant.

The Union Plus® Mortgage program, with financing available through Wells Fargo Home Mortgage, can help you purchase or refinance a home while also receiving exclusive union member benefits.

The program is available to union members, their parents and children.

Buying a Home

You’ll receive special benefits including a $500 My Mortgage GiftSM award1 from Wells Fargo Home Mortgage after closing and, from Union Plus, special hardship assistance

Through the program, you have access to Wells Fargo’s full range of home financing programs, including yourFirst MortgageSM, a low down payment option for both first and repeat homebuyers. 

Talk to a home mortgage consultant about loan amount, type of loan and type of property to ensure eligibility.

Refinancing a Home

Looking to refinance? The Union Plus Mortgage program might be able to help you lower your monthly mortgage payments and/or shorten your loan term.

When you refinance, you'll receive a $300 My Mortgage GiftSM award from Wells Fargo Home Mortgage after closing.1  You'll also be eligible for special hardship assistance from Union Plus

 Call 866-802-7307 for a phone Consultation 
Request a ConsultatioN online 

How it Works

Applying for the Union Plus Mortgage Program is easy.

Fill out a quick online form and submit it online to request a consultation. 

Or, if you prefer, call 866-802-7307 for a phone consultation.


1Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage GiftSM award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except for yourFirstMortgage® and the Mortgage Thank You Gift. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage GiftSM recipient.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.© 2017 All rights reserved. NMLSR ID 399801.

Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services. You are encouraged to shop around to ensure you are receiving the best services and the best rate for your home financing needs.