Money for now + savings for later
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The Union Plus Credit Building plan gives you a way to access the money you need now or build your credit to set you up for a strong financial future.
Get ready to build your credit
The Union Plus Credit Building program features SeedFi plans to give you a way to grow your money and get a leg up on the tomorrow you deserve.
Choose the SeedFi plan that’s right for you
The Borrow & Grow Plan (+$10 welcome bonus)!
We're ready to pad your savings account from day one! Receive a $10 welcome bonus from SeedFi when you enroll in the Borrow & Grow Plan.Enroll now and get a $10 bonus
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Banking services and loans are provided by SeedFi's banking partner, Cross River Bank, Member FDIC.
1Credit Builder Prime plans require that you open a line of credit and two no-fee savings accounts provided by SeedFi’s bank partner, Cross River Bank, Member FDIC. The savings accounts are opened as part of the application process.
2Using Credit Builder Prime does not guarantee an increase to your credit score, and individual results may vary. It's important to make on-time payments but other factors can affect your credit score, including performance on other credit accounts.
3Borrow & Grow Plan loans for first-time borrowers range from $1,200 to $7,000 with $300 to $4,000 accessible immediately and the rest of the loan locked in a savings account until you repay in full. Repayment periods range from 8 months to 48 months, and APRs range from 7.42% to 29.99% Advertised rates and terms will be subject to change without notice. Your actual APR and other loan terms will be shown to you as part of the online application process.
4Borrow & Grow Plans require that you open a no-fee SeedFi Savings Account provided by our bank partner, Cross River Bank, Member FDIC. The account is opened as part of the application process.