Union Plus
Credit Counseling

Navigate your finances with a pro!

Wish you had a financial pro to review your budget and offer tailored tips? Thanks to the Union Plus Credit Counseling Program, you do — and it’s free to union members!

Transform financial hurdles into triumphs!

Whether fine-tuning your budget or navigating through tougher financial waters like bankruptcy planning, credit counseling can help.  

Complete a confidential request for consumer credit counseling online.  There are no confusing gimmicks or overwhelming options. Just a free session with sound advice from experts at America’s largest non-profit credit education agency.

Start today

How does credit counseling work?

In your free session, here’s how certified, experienced experts can help you, regardless of your financial situation:

  • Listen: Get a complete financial review to understand your unique financial situation and goals. 
  • Support: Get advice on budgeting, how to work with creditors, additional sources of income, and more.
  • Empower: Get an Action Plan that summarizes your financial situation, provides a budget and timeline for reaching your goals.
  • Save: If you want to simplify your debts, you can consolidate creditors and even save on interest rates with a Debt Management Plan (DMP).
  • Connect: Get referrals to additional resources like the Union Plus Legal Service, the Union Plus Mortgage Assistance program, etc.

Did you complete a Debt Management Plan?

If your Action Plan called for you to complete a DMP, you may be eligible for reimbursement on the administrative fees. Complete a Reimbursement Request Form and your Union Verification Form to ensure prompt reimbursement.

Start your reimbursement


Your questions, answered.

Need help?

If you have questions, send an email to grants@unionplus.org.

Look what people are saying

The assistance we received certainly helped us deal with the realities of the situation.

Thomas O. IAFF Local 90

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

Meesha T. AFT Member