Union Plus
Debt Settlement

Get debt relief

Get the help you need when unexpected expenses, job loss and medical bills make it impossible to pay off your credit cards.

See if you qualify

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Union Plus has partnered with Freedom Debt Relief to offer a debt settlement program designed to help union members get out of debt as quickly as possible, for one low monthly program payment.

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Debt settlement helps union members

Union Plus has partnered with Freedom Debt Relief to offer an affordable, personalized debt solution to help union members overcome their debt.

In addition, union members could get up to $500 in extra savings.*

  • No loan required 
  • 1 low monthly program payment 
  • Reduce what you owe 
  • Become debt-free faster 
  • Save money on your debt 

Free debt evaluation and so much more

Union members get a FREE debt evaluation with a Certified Debt Consultant which includes a personalized review of options to get out of debt, a savings estimate, and a follow up debt report.

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How Freedom Debt Relief Works

Tell us about your debt

Talk to a Certified Debt Consultant to see if our program is right for you. 

See what you could save

Learn how much our program could reduce what you owe.

Enroll in the program

Experts negotiate with your creditors to get them to settle for less than you owe.

See how Freedom can help you overcome debt

Watch how Freedom Debt Relief helped these people overcome their debt, and see if it could be the right fit for you.

FAQ

Your questions, answered.

Need help?

To get more answers about their debt relief program, contact Freedom Debt Relief directly at 800-230-2541.

The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or  online

Look what people are saying

It would have taken me 15 years to get out of debt. With Freedom, it’s only going to take me three.

Alejandra Program graduate

What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

Meesha T. AFT Member

Freedom Debt Relief is the BEST! I would highly recommend them if you are experiencing financial issues...they help you along the process every step of the way!

Angel K. AFGE Member

Ready to get started?

To find out if you qualify for debt relief, just answer a few simple questions about your debt. We'll tell you instantly if this program is right for you.

See if you qualify

*As a qualifying union member, you could earn up to $500 upon having your first account settled (the “Incentive Credit”); the Incentive Credit will be 0.5% of the total debt that is enrolled into your Freedom Debt Relief program and shall be in the form of a credit into your dedicated settlement account upon the first settlement of an enrolled account; the maximum Incentive Credit available is $500.00. For example, if you enroll $50,000 of debt into your Freedom Debt Relief program, upon the first settlement of an enrolled debt, $250.00 will be placed into your dedicated settlement account. 

Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.