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Consumer Tips

When you're ready to buy a home, a little preparation goes a long way

There are so many reasons for buying your first home: the need to build a sense of place and community, the desire to paint and landscape your home the way you want, or the quest for more outdoor space for pets and family.

When you're ready to buy a home, a little preparation goes a long way

Before you start shopping for a home, it's helpful to keep a few things in mind:

  • Research your desired location: If you're considering moving to a new area, find out about those things that are important to your daily quality of life: schools, parks, proximity to wilderness areas or cities.
  • Find the right real estate agent for you: Because finding the right home is a personal and important process, it's essential to work with a real estate agent who can help you reach your goals. Seek recommendations from friends, look for reviews online, schedule online or in-person meetings to get to know potential candidates.
  • Know your price range: It's important to consider how the down payment, monthly payment, and other expenses like closing costs and home maintenance fit within your budget. Your home mortgage consultant can work with you to find a home financing option that meets your needs.
  • Keep things uneventful: When you're considering applying for a home mortgage, be mindful about making big purchases (like a boat, car, etc.) or big moves (such as switching to freelance from a full-time job), as they could affect your application's approval status.

Your Wells Fargo team, together with Union Plus, is ready to provide home financing support and benefits to active and retired members of participating unions and their families.

Finding a home that meets your needs, in a neighborhood you love, at a price you can afford is a delicate balancing act. But with a little preparation, you'll be ready to start.

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Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed-upon services. Wells Fargo Home Mortgage encourages you to shop around to ensure you receive the services and loan terms that fit your home financing needs.

Home equity financing does not qualify for the benefits of this program.

Information is accurate as of date of distribution. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2021 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801