Union Plus
Member Stories

LIUNA Member Gets Backyard of His Dreams

Johnny Montez, a LIUNA member in California, was among the lucky winners of the Union Plus Mortgage Sweepstakes last year. Montez is used to working with durable construction materials like concrete, but his dream was to have a lush, green backyard. He reinvested his winnings into making his dream a reality.

LIUNA Member Gets Backyard of His Dreams

Johnny Montez takes great pride in his work as a Laborers' International Union of North America (LIUNA) member.

"It's just cool to be driving on a freeway with my wife and daughter and say, hey, I built this," says Montez. "I come home after a day of work and I am tired, but those moments make it all worth it."

Two years ago, the Montez family bought a new home. Johnny's wife had discovered Union Plus early on in his union experience, so the decision to work with the Union Plus Mortgage Program was easy. Montez says the transaction itself was smooth too.

"When we made the move to buy, I had friends tell us, 'It will take months,' Montez recalls. "Not with the Union Plus Mortgage Program.""

Union members who purchase or refinance a home through the Union Plus Mortgage Program get competitive rates, hardship assistance in case of disability, layout, lockout or strike1. As a verified union member when you finance your home with Wells Fargo Home Mortgage and you mention your eligibility My Mortgage GiftSM award after closing - $500 for buying a home, $300 for refinancing – for use at participating retailers2.

Recently, the Montezes won a sweepstakes for Union Plus mortgage holders. With their winnings, they intend to add a lush, green back yard.

"We've redone so much in this house and worked hard for it," Montez says. "This will give us the last piece of our dream and we’ll have a new yard for our kids to play in."

He continues, "The union has made being a homeowner possible and Union Plus is just another way I feel taken care of. I really recommend Union Plus to any union member trying to find ways to save money."

To learn more about the Union Plus Mortgage Program and other Union Plus benefits, visit unionplus.org.


1. The Union Plus® Mortgage Assistance Program and Veteran’s Grant are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”), which is not affiliated with Wells Fargo Bank, N.A. Additional information about this program and eligibility criteria can be obtained at unionplus.org/assistance.

2. Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage Gift award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except as described in the Terms and Conditions. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state, and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (available at wellsfargo.com/mmgterms and provided at receipt of award) are the sole responsibility of the My Mortgage Gift recipient.

Union Plus® is a registered trademark of Union Privilege.

Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed-upon services. Wells Fargo Home Mortgage encourages you to shop around to ensure you receive the services and loan terms that fit your home financing needs.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2020 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 39980 Equal Housing Lender.