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Union Plus

AFL-CIO Union Plus benefits help current and retired labor union members and their families save money and support them through major milestones, celebrations and hardships. Learn More.
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Pet Insurance with Discounts for Union Families

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Find the right amount of pet insurance for you and your pet.

Call 1-866-473-7387

Get a Quote

The Union Plus Pet Insurance Difference:

  • Flexible plans that cover your pet's needs starting as low as $11.99 per month.  (Monthly premiums based on pet's age, breed, zipcode and chosen deductible.)
  • All breeds of cats and dogs are guaranteed acceptance & lifetime enrollment
  • No annual coverage limit
  • Get a free quote and enroll online

Control your costs on veterinary medical care for your pets!

Union Plus Pet Insurance can make sure that no matter the illness OR accident, you are financially prepared for the medical attention your pet needs.

If your dog or cat has an accident, the last thing you want to think about is money - especially when costs can go into the thousands of dollars. Union Plus Pet Insurance is the safety net you and your pet deserve.


Choice, flexibility & more discounts

For as low as $11.99 per month, Union Plus Pet Insurance can help you save money on veterinary medical expenses for your dog or cat.

With the Union Plus program, you also get to CHOOSE:

  • Your veterinarian - whoever you'd like to use
  • Amount of coverage - from $1,500 - $10,000 per medical condition for life of the pet and unlimited number of medical conditions covered.
  • Deductible - from $100 - $1,000. Pet medical insurance deductions do not automatically increase as your pets age. The deductible is once per medical condition for the life of the pet.
  • Additional coverage discounts ranging 5% - 15% for multiple pets, younger pets and policy renewals
  • Additional 5% discount if you register your micro-chipped pet with 24PetWatch Lost Pet Recovery Services

Read Frequently Asked Questions at






Lifetime coverage limit*










*Based on unlimited number of medical conditions, for the life of the pet and maximum deductible. 

**Deductible paid once per medical condition.

More Benefits

  • Unlike some competitors, Union Plus Pet Insurance covers the diagnosis (e.g. lab tests, x-rays, etc.) AND the treatment for BOTH accidents and illnesses.
  • Fast pet insurance claims turn-around - typically within 7-10 business days. You can even submit your insurance claim through email at
  • Pre-existing conditions: Coverage may be available for previously treated conditions. Medical records indicating your pet has been symptom-free for a minimum of 12 months would be required to determine coverage availability.
  • Coverage up to your policy limits no matter when you need it.
  • Shorter waiting period (only 14 days or less) to use coverage after enrollment.


The Union Plus Pet Insurance Program is available in all U.S. states.  The program is not available in Quebec, Canada; Guam; Puerto Rico; and Virgin Islands.  Canadian members (outside Quebec) should call 1-866-473-7387 for quotes (no online quotes).

Who is eligible?

  • Dues-paying labor union members of participating unions
  • Retired labor union members
  • Spouse, domestic partner and children of union members
  • Widows/widowers of union members
  • Union Plus credit cardholders

Customer Service

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at

Member Comments

On 10/02/16 anonymous said:

because pets are people too and a part of our families

On 07/13/15 anonymous said:

applying for services didmt know we had this with our union cant wait to get it for my dog let you know after my dog receives services thanks so much

On 01/19/15 anonymous said:

My dog Wilber is an amazing dog and I want him to be around and kept safe and healthy. Thank you for your help. Sincerely Gerald P. Burns

On 03/03/14 SHARON said:

i like how they think about pet lovers.. i love my pet .. so very much.

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