Home Financing Tools: Before you Own, While You’re Buying and After You’ve Purchased
The Union Plus Mortgage Program offers union members exclusive benefits when purchasing a home. Use these online tools to be prepared and save money when purchasing your new home.
With a little planning and research, you can build your homebuying knowledge and have more confidence as you prepare to buy a home. Through the Union Plus® Mortgage program, with financing provided by Wells Fargo Home Mortgage, union members, their parents and children will have access to a variety of resources to prepare for homeownership.
Before You Buy
With our online tools, you can quickly see how much you may be able to borrow, while also having access to:
- Check today’s rates.
- Compare loan options — including features, interest rates and payments.
- Home Loan Calculators — calculate rates and payments and explore how much you may be able to borrow
- Learning resources — to help you understand the homebuying and mortgage process.
- Get prequalified — have us contact you to see how much you may be able to borrow.
When You’re Ready to Apply
- Apply online with a simplified mortgage application. You can choose to connect the application with your financial accounts and easily upload documents. Contact us to learn more.
- Whether you’re at home or on-the-go, know where you’re at in the home financing process with yourLoanTrackerSM. See your loan's progress any time from your computer, smartphone, and tablet.1 And, from beginning to end, your home mortgage consultant will be there to guide you. yourLoanTracker is not available with all loans; talk to a home mortgage consultant for details.
After You Close
When you close your mortgage with Wells Fargo Home Mortgage, you’re journey with us doesn’t end. We have a variety of tools and resources to help you once you’re in your home.
- Online payment options including our free Preferred Payment PlanSM option where you can schedule automatic payments timed to match your paycheck cycle.
- Escrow accounts — learn how escrow accounts work and how they can change your payments.
- Disaster Assistance and Property Damage Support — whether a widespread disaster or some other event has damaged your home, our disaster assistance team is here to help.
- Help with payment challenges — we're here to help if you experience trouble making payments.
And remember, after closing on a loan through the Union Plus Mortgage program, you’ll be eligible for special benefits that include receiving a My Mortgage GiftSM award from Wells Fargo — $500 for buying a home or $300 for refinancing your home, for use at participating retailers — and access to mortgage assistance through Union Plus in times of hardship such as layoff, disability or strike.2,3 Keep in mind that parents and children of union members are also eligible for certain benefits.
Click here to learn more about the Union Plus Mortgage program, talk to a Union Plus Mortgage Specialist at 866-802-7307 or request a personal consultation.
1Availability may be affected by your mobile device's coverage area.
2Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage GiftSM award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except for yourFirstMortgageSM. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage GiftSM recipient.
3The Union Plus® Mortgage Assistance Program is provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”), which is not affiliated with Wells Fargo Bank, N.A. Additional information about this program and eligibility criteria can be obtained at www.unionplus.org/assistance.
Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services. You are encouraged to shop around to ensure you are receiving the services and loan terms that fit your home financing needs.
Union Plus® is a registered trademark of Union Privilege.
Information is accurate as of date of distribution. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2018 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801
