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Retired AFSCME member enjoys financial benefits of Union Plus Mortgage

Karen Carthans, a retired AFSCME member in Illinois, is grateful for her Union Plus Mortgage for a few reasons, but one is the sweepstakes she recently won. She and her husband will use their $1,000 winnings for home improvement projects.

Retired AFSCME member enjoys financial benefits of Union Plus Mortgage

Karen Carthans, a retired American Federation of State, County, and Municipal Employees (AFSCME) Council 31 and current Retiree Chapter 59 member, calls herself a cheapskate. She regularly keeps an eye out for emails from her union and Union Plus alerting her to discounts and benefit programs that might save her money or put some extra funds in her bank account.

Earlier this year, Carthans received an email encouraging union members who had participated in the Union Plus Mortgage Program to enter a sweepstakes for the chance to win $1,000.

"This looked like something I could benefit from and the money would come in handy," says Carthans, who retired in 2014 after 39 years of service to the state of Illinois.

Carthans was eligible to enter the sweepstakes because years ago she and her husband, a retired transit union employee, refinanced their home through the Union Plus Mortgage Program.

With financing available through Wells Fargo Home Mortgage, the Union Plus Mortgage Program helps union members, their parents and their children purchase or refinance their homes while also offering exclusive union member benefits.

Carthans says the refinancing process "wasn't that difficult." They found out about the program and its benefits — including an award after closing valued at $3001 — through their Wells Fargo loan agent.

Carthans intends to put the sweepstakes winnings into some home improvement projects.

"I'm hoping to do a bathroom remodel,” she says. “It will be for something in the house."

Mortgage Program

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1Eligible individuals will be sent redemption instructions for the My Mortgage GiftSM award approximately 2 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing. The My Mortgage Gift award is not available with The Relocation Mortgage Program® or with any Wells Fargo employee mortgage offer. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate, except as described in the Terms and Conditions. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state, and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (available at wellsfargo.com/mymortgageterms and provided at receipt of award) are the sole responsibility of the My Mortgage Gift recipient.

Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed-upon services. Wells Fargo Home Mortgage encourages you to shop around to ensure you receive the services and loan terms that fit your hoame financing needs.

Information is accurate as of the date of printing and is subject to change without notice.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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