skip to main content

Union Plus

AFL-CIO Union Plus benefits help current and retired labor union members and their families save money and support them through major milestones, celebrations and hardships. Learn More.
Union Members & Families: Get Special Union Deals Now! Never Show Again Close
Union Plus
Union Members & Families: Get Special Deals Now!
Fill in below to take advantage of special union discounts and benefits

Select your union:

Select your occupation

Are you a Union Plus credit cardholder?

View Privacy Policy

Union Plus Student Debt Reducer Grant

  • comments
  • print

Apply for a Student Debt Reducer Grant*

Apply Now
  • Helping eligible union members with more than $10,000 in student loan debt.
  • With student loan debt now surpassing $1 trillion—Union Plus is offering one-time $500 grant to assist eligible union members with the high cost of their student loans.
  • Eligible Union Plus program participants can apply for a grant of $500 to help pay down their student loans.

Apply Now!  Almost all grant funds have already been awarded—apply now or miss your chance to reduce your debt!

*Certain restrictions, limitations, and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at

Helping union members with student loan debt


Eligibility requirements:

  • Current or retired members of unions that offer Union Plus benefits.
  • Union Plus Credit Card cardholder, Union Plus Mortgage holder or Union Plus Life or AD&D Insurance policyholder - for at least 6 months (account must be in good standing at the time of application). Note: for AD&D Insurance, you must be a paid policyholder, no-cost AD&D policyholders are not eligible.
  • At least $10,000 in outstanding federal or private student loan debt.  Must be applicant's own debt from their own schooling (not co-signed debt for another person's schooling).
  • Graduate of a U.S. accredited college or university with a degree.

Required items:

  • Union membership information - national union name, local union number or name.
  • Student loan information - details of your current outstanding student loans; copies of student loan statements with dollar balance amount, name and address of college debt servicing company, student loan account number.
  • College information - school, graduation and degree details.
  • Essay of about 350 words addressing:  Tell us how this award will help you. (See full details in online application.)

For complete details see the Student Debt Reducer Grant application.

Evaluation criteria:

If you meet the requirements, you'll receive a grant—if grant funds are still available.

**Student Debt Reducer Grants are only available until all available Grant funds have been awarded.**


 Grant payment details:

  • Grants are paid directly to the college debt servicing company.
  • Grant application processing takes approximately 8 - 10 weeks.
  • After processing applicants are notified by mail.
  • If approved, grants can take up to 2 months to be credited to the student loan account.
  • Lifetime limit: one $500 grant.

Member Comments

On 07/23/15 anonymous said:

Ease of use

Explore Union Plus