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AFL-CIO Union Plus benefits help current and retired labor union members and their families save money and support them through major milestones, celebrations and hardships. Learn More.
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Union Plus Mortgage Assistance

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Are you concerned about missing a house payment or facing foreclosure because you're disabled, laid off, locked out or on strike?


Grych Family

If you've had a Union Plus home mortgage for a year or more, you're protected with our unique mortgage assistance program administered through the AFL-CIO Mutual Benefit Plan.

Union Plus Mortgage Assistance provides interest-free loans & grants to help make mortgage payments when you're disabled, unemployed, locked out or on strike. The program has provided over $11.2 million in assistance to union members.





You can apply for benefits to cover your monthly mortgage if:  

  • You or your eligible cosigner are out of work due to a union-approved strike, lockout, involuntary unemployment, or disability;
  • Your income or the eligible cosigner's income is reduced by an amount equal to at least 50% of the monthly mortgage payment;
  • The income loss first occurred within the 12 months prior to application.

Documentation verifying your union membership, out-of-work status and related income loss is required at the time you apply for benefits.

To apply for Mortgage Assistance online* you'll need:

  1. A working printer to print out forms after you've completed the application
  2. An e-mail address, so we can contact you about your application
  3. Your most recent Union Plus mortgage statement
  4. The name of your union and the local number
  5. Your monthly gross (before-tax) income when you're working a full-time schedule
  6. Your monthly gross (before-tax) unemployment or disability benefits (sickness & accident, worker's compensation, etc.)
  7. The last day you worked

Apply for Union Plus Mortgage Assistance

*If you're unable to apply online and need an application mailed to you, please call 1-800-472-2005 to request one by mail.

Member Comments

On 09/13/15 Larry said:

We were never told about this benefit threw out Union. We would of refinanced our mortgage a long time ago threw you. My husband is a vet and a electrical Union worker who has been out of work since April 28th. We havent been able to make a house payment for 4 months now. We are doing a modified loan payment but are still considered in delinquent of our loan. We have had very good credit until all this happen. If we had only known we could of refinanced threw you years ago and had this to be able to fall back on in case something like this would of happened we would of refinanced with your company and gotten more involved with Unionplus. Some how these Unions need to be letting their union members know more about your benefits and what you can do for union members and familys.

On 09/24/14 anonymous said:

I am so grateful for the Union Plus Reward Card, there are always expenses and things you didn't plan on, and it allows for the opportunity to treat yourself, (a little!!) Thanks again, UAW,& local 6000

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