Layoff Assistance

Union Plus Programs Offer These Benefits when You’re Laid Off

For Eligible Union Plus or Teamster Privilege Credit Cardholders

• Job Loss Grant
  After three (3) months as a loan-holder, you may be eligible for a $300 Job Loss Grant
  • Learn more and complete an online application here.
• Strike Grant
  After three (3) months as a cardholder, you may be eligible for a $300 Strike Grant
  • Learn more and complete an online application here.
• Union Plus Credit Card Layoff Helpline
  Union members can call to see if other hardship payment benefits are available. Call the Union Plus Credit Card Program at 800-551-2873.

For Eligible Union Plus Mortgage Customers

• Union Plus Mortgage Assistance
  Provides interest-free loans to cover mortgage payments for up to six (6) months; plus a one-time $1,000 grant payable directly to qualified participants. Read about Union Plus Mortgage Assistance Program.

For Eligible Union Plus Personal Loan-holders

• Job Loss Grant
  After six (6) months as a cardholder, you may be eligible for a $300 Job Loss Grant
  • Learn more and complete an online application here. 
• Strike Grant
  After six (6) months as a cardholder, you may be eligible for a $300 Strike Grant
  • Learn more and complete an online application here. 

Assistance for Any Worker

• Working America Health Care
  If you lose your health insurance due to layoff or other job changes, check out special enrollment options through the Working America Health Care program, premiums are typically less expensive than COBRA.

For all Union Members/Retirees*:

• Free Bankruptcy Counseling
  Call the special bankruptcy line for the Union Plus Credit Counseling at 866-279-7197 to have your $50 filing fee waived. Read more about bankruptcy counseling and bankruptcy education.
  • Union Plus Legal Service for a bankruptcy lawyer's discounted fees.
  • Credit Counseling no-fee Debt Management Plan (DMP).
    • Learn more and complete an online application here.
• Credit Counseling Free Budget Analysis
  Call Union Plus Credit Counseling at 877-833-1745.
• Money- and credit-related tips on the Union Plus Blog
• Save My Home Hotline
  The Union Plus Save My Home Hotline can offer you help and advice to avoid foreclosure. Call the Save My Home Hotline at 866-490-5361.
• Unemployment Lifeline
  Visit the Unemployment Lifeline website for more information including search engine for local assistance programs.
• Union Plus Legal Service
  Union Plus Legal Service-offers free 30-minute consultation and discounts.
• Union Plus Health Savings
  Union Plus Health Savings offers free prescription card & discounts.
• Union Plus Life & Accident Insurance
  Learn details about Union Plus Life & Accident waiver of premium without repayment.
• 100 Resources for Laid Off Employees and Job Hunters
  Review this list of resources for laid off employees.